Downloadable computer application software and program for use while developing software applications; downloadable computer software development tools for development and life-cycle management of application programming interfaces (APIs) for use in the field of software development; downloadable website development software; downloadable computer software for use as an application programming interface (API) for use in the field of software development; Computer software application for financial modeling; Computer software application for evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, conducting data analysis to develop fair base pay programs, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, pension and retirement plans, insurance, health care plans, dental plans, prescription plans, investments, payment processes, finance and administration, financial planning, personnel management, workforce effectiveness, and rewards management; Computer software application for benefit plan selection and utilization decision support for employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software application to aggregate health plan, financial plan, talent programs and work experience services across the digital workplace for employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software application that leverages artificial intelligence to drive targeted messaging through mobile notifications, email, SMS and online action items for employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software for use as an application programming interface (API) for use in the fields of natural language processing to interact with employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software application for providing access to an online database containing information in the fields of human resources, employee compensation and benefits, pension and retirement planning, insurance, health care plans, dental plans, prescription plans, investments, payment processes, finance and administration, financial planning, personnel management for employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software application that provides health and welfare, defined benefit, defined contribution, share plan and wellness incentive administration services for employees, job candidates, employee family members, managers, retirees, other alumni, HR and other HR consumers; Computer software application for providing access to an online database containing information about financial risk management, financial risk evaluation and strategic financial planning; Computer software application for health plan, financial plan, talent programs and engagement analytic services; Software permitting download of electronic publications in the nature of periodicals, newsletters, reports, articles, guides, manuals, personnel policies, administrative forms and directories in the fields of human resources, employee compensation and benefits, pension and retirement plans, insurance, health care plans, dental plans, prescription plans, investments, payment processes, finance and administration, financial planning, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, finance and administration, actuarial matters, and governmental and regulatory communications; Computer software application for automation of tasks, creation of prediction models, and identifying inefficiencies in business models; Software for identifying inefficiencies in business models, employee job evaluation, employer-employee communications, human resources, information technology, business process management, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, and financial planning.

Business process management services; business consultancy services in the fields of human resources, employee compensation, financial benefits, retirement planning, pension and retirement plans, health care, health care plans, dental plans, prescription plans, vendor selection and management, personnel management, talent evaluation and selection, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, business and organizational management and operations, organizational governance, strategic planning, change management, organizational culture, tools and technology, data management, system configuration and integration, system implementation, analytics, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, claims management and quality assurance; business risk management services; data collection and providing analysis of business data, and administration of plans, all in the fields of human resources, employee compensation and benefits, pension and retirement plans, insurance, health care plans, dental plans, prescription plans, investments, payment processes, finance and administration, financial planning, personnel management, workforce effectiveness, rewards management, employee job evaluation, and actuarial matters; Custom preparation of administrative forms, business reports, employer-employee communications materials, payment processes, market reports and studies, and governmental and regulatory communications and compilation of information into computerized databases, all in the fields of human resources, employee compensation and benefits, pension and retirement planning, insurance, health care plans, dental plans, prescription plans, investments, payment processes, finance and administration, financial planning, personnel management, and actuarial matters; Conducting marketing research services and studies in the fields of employee benefits and global compensation programs; Management of telephone call centers for others; operation of customer service interaction telephone call centers for others; Employee relations information services; employment counseling and recruitment services; Providing healthcare cost containment services for employers and their employees, namely providing information and advice regarding the pricing and selection of healthcare plans, cost and quality comparison of healthcare plans, healthcare vendor selection and management, healthcare program design, crafting annual audit strategy, and management of pharmacy benefits; Administration and management of employee benefits plans, namely health insurance benefits, dental insurance benefits, retirement benefits, employee welfare benefits; enterprise risk management services; Healthcare plan audit services; implementation of search optimization tools.

Computer application software for mobile phones, namely, software for connecting dwelling residents and trade service providers, namely, plumbing, electrical, heating, venting, air conditioning, handymen, landscaping, painting, and cleaning; mobile application software for automated scheduling and dispatch of service providers; mobile application software for coordinating dwelling services; mobile application software for engaging dwelling services; mobile application software for dwelling service job management and billing

Insulation.