Computer programs for facilitating payment transactions by electronic means; financial management software; gift certificates being magnetically encoded gift cards; gift tokens being magnetically encoded gift cards; chip cards; encoded cards, magnetic cards and smart cards [integrated circuit cards]; Computer software and application software; Computer software and application software for e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, including for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as for uploading information from physical gift cards, coupons, tokens, vouchers and stored value cards; Computer software and application software for digital wallets, including for storing information and credentials to access gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as to obtain loyalty or monetary rewards; Computer software and application software for integration of electronically stored gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies with digital wallets; Computer software and application software for secure data storage, encryption, retrieval and transmission of account, personal and other information and credentials; Computer software and application software for analysing the use of gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Computer software and application software for payment systems, including payments via mobile devices; Cards, gift cards, coupons, tokens, vouchers and other stored value cards in electronic form (downloadable); Databases;

Business management; organization, operation and supervision of loyalty and incentive schemes; advertising; sales promotion; marketing and promotional services; business administration services; administrative services; business information; data collection; collection of financial information; commercial consultancy; commercial information; financial marketing; Advertising and promoting gift cards, coupons, tokens, vouchers, stored value cards, virtual currencies, loyalty and monetary rewards of others; Advertising and promoting the goods and services of others; Business management or administration services for providing distribution channels for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Providing a marketplace for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies via a website; Business administration services relating to gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Business information services in the nature of monitoring, analysing, forecasting and reporting of cardholder purchasing behaviour; Administration, management and organisation of customer loyalty and reward programmes and schemes; Sales promotions through customer loyalty and reward programmes and schemes (for others); Compiling, maintaining, managing and updating information in computer databases;

Computer software and application software; Computer software and application software for e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, including for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as for uploading information from physical gift cards, coupons, tokens, vouchers and stored value cards; Computer software and application software for digital wallets, including for storing information and credentials to access gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies, as well as to obtain loyalty or monetary rewards; Computer software and application software for integration of electronically stored gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies with digital wallets; Computer software and application software for secure data storage, encryption, retrieval and transmission of account, personal and other information and credentials; Computer software and application software for analysing the use of gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Computer software and application software for payment systems, including payments via mobile devices; Cards, gift cards, coupons, tokens, vouchers and other stored value cards in electronic form; Databases

Advertising and promoting gift cards, coupons, tokens, vouchers, stored value cards, virtual currencies, loyalty and monetary rewards of others; Advertising and promoting the goods and services of others; Business services for providing distribution channels for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Providing a marketplace for gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies via a website; Business administration services relating to gift cards, coupons, tokens, vouchers and other stored value cards and virtual currencies; Business information services in the nature of monitoring, analysing, forecasting and reporting of cardholder purchasing behaviour; Administration, management and organisation of customer loyalty and reward programmes and schemes; Sales promotions through customer loyalty and reward programmes and schemes (for others); Compiling, maintaining, managing and updating information in computer databases

Computer software and application software for e-commerce platforms that facilitate payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, digital tokens, vouchers and stored-value cards; computer software and application software for digital wallets, namely, digital wallets for storing information and credentials to access gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for obtaining loyalty or monetary rewards; Computer software and application software for integration of digital wallets with electronically stored gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; computer software and application software for secure data storage, encryption, retrieval and transmission of digital wallet account information and digital wallet credentials, digital wallet account personal information and digital wallet credentials, digital wallet financial information and digital wallet credentials, mobile device information associated with digital wallet account and digital wallet credentials and computer information associated with digital wallet account and digital wallet credentials; Computer software and application software for analysing the use of gift cards, coupons, digital tokens, vouchers, stored-value cards and virtual currencies; computer software and application software for payment systems for payments via integrated mobile phones, smart phones, mobile devices, tablet computers, personal computers, and web based environments, as well as for payments via digital wallets and electronically stored gift cards, coupons, digital tokens, vouchers, stored-value cards and virtual currencies; Electronic stored value, namely, gift cards, coupons, digital tokens, vouchers, stored-value cards; Electronic databases containing information in the field of digital wallets and e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, namely, e commerce platforms for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, digital tokens, vouchers and stored-value cards.

Administration of incentive award programmes to promote the sale of the goods and services of others; advertising the goods and services of others; business administration services; management and compilation of computerized databases; operating marketplaces; organisation and management of customer loyalty programs; promoting the sale of goods and services through a consumer loyalty program; sales promotion for others by means of privileged user cards; sales promotion for others provided through the distribution and the administration of privileged user cards; updating and maintenance of data in computer databases; Administration, management and organization of customer loyalty and reward programs and schemes; Advertising services for promoting gift cards, coupons, digital tokens, vouchers, stored-value cards, virtual currencies, loyalty and monetary rewards of others; Promoting the goods and services through the distribution of discount cards; Business services, namely, providing distribution channels for gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Operating an online marketplace via a website, namely, a marketplace for gift cards, coupons, digital tokens, vouchers, stored value cards, and virtual currencies; Business administration services in the field of gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Business information services in the field of monitoring, analysing, forecasting and reporting for cardholder purchasing behaviour; Administration, management and organisation of reward programs; Sales promotions for others by means of customer loyalty programs, and reward programs; Management of computer databases, namely, compiling, maintaining, managing and updating data in computer databases;

Computer software and application software for electronic gift cards; Computer software and application software for e-commerce platforms that facilitate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, namely, e-commerce platforms for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, tokens, vouchers, stored value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, tokens, vouchers and stored value cards; Computer software and application software for digital wallets, namely, digital wallets for storing information and credentials to access gift cards, coupons, tokens, vouchers, stored value cards, and virtual currencies, and for obtaining loyalty or monetary rewards; Computer software and application software for integration of digital wallets with electronically stored gift cards, coupons, tokens, vouchers, stored value cards, and virtual currencies; Computer software and application software in the field of secure data storage, data encryption, retrieval and transmission of data, namely, account information, personal information, and credentials; Computer software and application software for analysing the use of gift cards, coupons, tokens, vouchers, stored value cards and virtual currencies; Computer software and application software for electronic payment systems, namely, payments via mobile devices; Electronic stored value, namely, gift cards, coupons, tokens, vouchers, stored value cards; Electronic databases containing information in the field of digital wallets and e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, namely, e-commerce platforms for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, tokens, vouchers, stored value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, tokens, vouchers and stored value cards;

Administration of incentive award programmes to promote the sale of the goods and services of others; advertising the goods and services of others; business administration services; management and compilation of computerized databases; operating marketplaces; organisation and management of customer loyalty programs; promoting the sale of goods and services through a consumer loyalty program; sales promotion for others by means of privileged user cards; sales promotion for others provided through the distribution and the administration of privileged user cards; updating and maintenance of data in computer databases; Administration, management and organization of customer loyalty and reward programs and schemes; Advertising services for promoting gift cards, coupons, digital tokens, vouchers, stored-value cards, virtual currencies, loyalty and monetary rewards of others; Promoting the goods and services through the distribution of discount cards; Business services, namely, providing distribution channels for gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Operating an online marketplace via a website, namely, a marketplace for gift cards, coupons, digital tokens, vouchers, stored value cards, and virtual currencies; Business administration services in the field of gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Business information services in the field of monitoring, analysing, forecasting and reporting for cardholder purchasing behaviour; Administration, management and organisation of reward programs; Sales promotions for others by means of customer loyalty programs, and reward programs; Management of computer databases, namely, compiling, maintaining, managing and updating data in computer databases;

Computer software and application software for e-commerce platforms that facilitate payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, digital tokens, vouchers and stored-value cards; computer software and application software for digital wallets, namely, digital wallets for storing information and credentials to access gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for obtaining loyalty or monetary rewards; Computer software and application software for integration of digital wallets with electronically stored gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; computer software and application software for secure data storage, encryption, retrieval and transmission of digital wallet account information and digital wallet credentials, digital wallet account personal information and digital wallet credentials, digital wallet financial information and digital wallet credentials, mobile device information associated with digital wallet account and digital wallet credentials and computer information associated with digital wallet account and digital wallet credentials; Computer software and application software for analysing the use of gift cards, coupons, digital tokens, vouchers, stored-value cards and virtual currencies; computer software and application software for payment systems for payments via integrated mobile phones, smart phones, mobile devices, tablet computers, personal computers, and web based environments, as well as for payments via digital wallets and electronically stored gift cards, coupons, digital tokens, vouchers, stored-value cards and virtual currencies; Electronic stored value, namely, gift cards, coupons, digital tokens, vouchers, stored-value cards; Electronic databases containing information in the field of digital wallets and e-commerce platforms that accommodate multiple types of payment and debt transactions in an integrated mobile phone, smart phone, mobile device, tablet computer, personal computer, and web based environment, namely, e commerce platforms for buying, displaying, exchanging, redeeming, selling, sending, storing and transferring electronic gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies, and for uploading information from physical gift cards, coupons, digital tokens, vouchers and stored-value cards.

Administration of incentive award programmes to promote the sale of the goods and services of others; advertising the goods and services of others; business administration services; management and compilation of computerized databases; operating marketplaces; organisation and management of customer loyalty programs; promoting the sale of goods and services through a consumer loyalty program; sales promotion for others by means of privileged user cards; sales promotion for others provided through the distribution and the administration of privileged user cards; updating and maintenance of data in computer databases; Administration, management and organization of customer loyalty and reward programs and schemes; Advertising services for promoting gift cards, coupons, digital tokens, vouchers, stored-value cards, virtual currencies, loyalty and monetary rewards of others; Promoting the goods and services through the distribution of discount cards; Business services, namely, providing distribution channels for gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Operating an online marketplace via a website, namely, a marketplace for gift cards, coupons, digital tokens, vouchers, stored value cards, and virtual currencies; Business administration services in the field of gift cards, coupons, digital tokens, vouchers, stored-value cards, and virtual currencies; Business information services in the field of monitoring, analysing, forecasting and reporting for cardholder purchasing behaviour; Administration, management and organisation of reward programs; Sales promotions for others by means of customer loyalty programs, and reward programs; Management of computer databases, namely, compiling, maintaining, managing and updating data in computer databases;