Computer programs and manuals therefor furnished as a unit for use in making data and associated data systems functionally available to and accessible by users and other computer systems interconnected through the Internet; computer programs and manuals therefor furnished as a unit for browsing and searching over the Internet, for handling retail and merchant transactions over the Internet, and for allowing users to perform electronic business transactions over the Internet; computer programs and manuals therefor furnished as a unit for inventory control, product purchasing, fund distribution, and fund reconciliation; computer programs and manuals therefor furnished as a unit for controlling disbursements and credits and creating an audit trail; computer programs and manuals therefor furnished as a unit for application and database integration; computer programs and manuals therefor furnished as a unit for managing and completing orders and for managing requests for merchandise, tickets, textbooks, permits, enrollment, membership, donations, and housing, storage, meals, and parking transactions; computer programs and manuals therefor furnished as a unit for interfacing retail transaction and enterprise accounting software with point-of-sale equipment, magnetic card readers, scanners, and printers; computer programs and manuals therefor furnished as a unit for the purpose of preventing the accidental, unintended, or unauthorized dissemination, discovery, capture, or use of personally identifying, financial, and health information or data; computer programs and manuals therefor furnished as a unit for the purpose of providing information, data, and privacy security, namely, encryption and data segregation; computer programs and manuals therefor furnished as a unit for the purpose of according identity theft protection, data storage and archiving, and sensitive information identification and isolation; and computer programs and manuals therefor furnished as a unit for the purpose of providing data security intrusion alerts; computer programs and manuals therefor furnished as a unit for identification card recognition and for enabling identification card-based transactions; computer programs and manuals therefor furnished as a unit for enabling debit card transactions, financial deposits, and withdrawals; computer programs and manuals therefor furnished as a unit for electronic check conversion or electronic payment transactions; computer programs and manuals therefor furnished as a unit for purposes of user identification and authentication, namely, finger print, retinal scans, and text-back verification and authentication and blended authentication techniques; computer programs and manuals therefor furnished as a unit for enabling, managing, and operating electronic voice messaging systems; computer programs and manuals therefor furnished as a unit enabling remote access to, interaction with, and operation with electronic systems for business, financial, and academic functions and operations; computer programs and manuals therefor furnished as a unit for accessing, transmitting, searching, retrieving, printing, downloading, monitoring, and reporting upon information from remote databases containing audio, video, graphic, and text-based information; computer programs and manuals therefor furnished as a unit for operating and/or controlling or being controlled by remote computers or computer databases, remote television, radio, and remote hyper-linked information systems through telephones, computers, and other access terminals; computer programs and manuals therefor furnished as a unit for creating, editing, transmitting, storing, and receiving video, graphic, audio, and text information; computer programs and manuals therefor furnished as a unit for computer systems administration, namely, monitoring and administering selectable site access restrictions, time-out, and security codes, and reporting upon and accounting for the foregoing activities; computer programs and manuals therefor furnished as a unit for billing and payment administration; for voice interaction with the Internet, and real time and stored data, voice, and video communications using telephones, computers, other access terminals, radio, electromagnetic waves, and other signals, local area networks, and wide area networks; computer hardware, namely, optical and magnetic reading/writing, CD-Rom, and DVD drives, bar code and magnetic strip readers, printers, and modems; finger print readers; retinal scan cameras; and microphones; integrated computer programs and manuals therefor furnished as a unit for integration and operation of electronic circuits, interface cards, computers, video display terminals, printers, scanners, bar code and magnetic strip readers, printed circuit and component boards, namely, boards for facsimile transmission and reception, optical character recognition, voice recognition, and text-to-speech applications; integrated computer programs and manuals therefor furnished as a unit for integration and operation of modems and magnetic surface readers/writers, magnetic disk and tape readers/writers, and bar code and magnetic strip readers; and integrated computer programs and manuals therefor furnished as a unit for operating finger print readers, retinal scan cameras, and microphones.

Computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of collecting information for and handling electronic commerce transactions, for handling and managing retail and merchant transactions over the Internet, and for browsing and searching over the Internet; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of product purchasing, fund distribution, and fund reconciliation and for controlling disbursements and credits and creating an audit trail; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of processing electronic payments, electronic billing and invoicing, check conversion and imaging; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for purposes of user identification and authentication, namely, finger print, retinal scans, and text-back verification and authentication and blended authentication techniques; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of preventing the accidental, unintended, or unauthorized dissemination, discovery, capture, or use of personally identifying, financial, and health information or data; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of providing information, data, and privacy security, namely, encryption and data segregation; computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of furnishing identity theft protection, data storage and archiving, and sensitive information identification and isolation; and computer services, namely, hosting computer programs for others and acting as an application service provider for computer software used for the purpose of providing data security intrusion alerts; computer programming for others.