Promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing concierge services for travelers, namely, making business meeting arrangements.

Financial services, namely, charge, credit card and debit card services; bill payment processing services; computerized credit verification and financial risk management services.

Credit card services in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, debit card services in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, charge card services in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, pre-paid card services in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, electronic credit and debit transactions in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, smart cards and electronic cash services in the nature of providing user authentication of credit and debit card and electronic check transactions via a global computer network, transaction authentication and verification services in the nature of providing user authentication services in e-commerce transactions, all of the foregoing for use in connection with the trucking industry

Credit cards;

Coupons; voucher books; reward program cards, loyalty cards, cards for use in connection with loyalty programs, sales and promotional incentive schemes and promotional services.

Credit card services

Beer; alcoholic brewery beverages

Membership card, not magnetically encoded, for obtaining expedited restaurant and lounge reservations

Restaurant and lounge reservation services, namely, arranging for expedited restaurant and lounge reservations

Pre-recorded video and audio cassette tapes in the field of motivational and instructional topics and subjects, namely, topics in the field of physical exercise, health and fitness. (2) Pre-recorded compact disks in the field of motivational and instructional topics and subjects, namely topics in the field of physical exercise, health and fitness. (3) Clothing namely, t-shirts, shorts, socks, sweat clothing, namely, sweat pants, sweat shorts, sweat socks, sweat jackets, sweatshirts, sweat suits, shoes, baseball caps, rainwear, namely, wind and rain resistant jackets, coats and hats, shirts, sweaters, pants and jackets (4) Computer software for use in the collection and analysis of health and lifestyle data (5) Computer software for displaying and producing health and lifestyle information in chart, diagram and report format, and printed publications, namely, guides, manuals, and books for use therewith.

Operating a fitness, health and wellness centre offering programs, classes, education and instruction in the field of physical fitness, aerobics, free weights, personal training; physiotherapy, para-medicine, massage therapy, swimming and aquatic activities; and racquet sports, namely, squash, racquet ball and tennis. (2) Offering education and consulting services by means of staging seminars, workshops and conferences in the field of health care, fitness, wellness and the management and operation of health, fitness and wellness centres. (3) Operation of a bar and restaurant. (4) Producing pre-recorded music compact disks, video and audio tapes in the field of exercise, health, fitness and wellness matters. (5) Producing radio programs in the field of exercise, health, fitness and wellness matters. (6) Producing television programs in the field of exercise, health, fitness and wellness matters; and producing motivational and instruction programs for television and radio. (7) Distributing fitness programs and personal training concepts for implementation by others. (8) Distributing pre-recorded music compact disks, video and audio tapes in the field of exercise, health, fitness and wellness matters. (9) Distributing radio programs in the field of exercise, health, fitness and wellness matters. (10) Distributing television shows dealing generally with exercise, health, fitness and wellness matters. (11) Distributing pre-recorded music compact disks relating to exercise, health, fitness and wellness matters. (12) Distributing home based exercise equipment.

Insurance services, namely, travel insurance; financial services, namely, providing a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, stored value and other payment cards, specifically, cardholder spending, fraud, risk management, terminated merchants, reporting of chargebacks, retrievals and exceptions; financial planning and investment advisory services via a global computer network; credit services; charge card and credit card services, credit and debit card services, payment card services; financial services, namely, payment of bills; automated teller machine services; payment processing of cardholder financial credit, debit, purchasing, stored value and/or prepaid card transactions both online via a computer database or through telecommunications and at points of sale; payment processing services for financial transactions carried out by cardholders through automated teller machines; provision of financial account details, namely, cash balances, deposits and withdrawals to cardholders through automatic teller machines; financial settlement and authorisation services, namely, the settling of international and commercial financial transactions through obtaining the proceeds of a sale in cash in exchange for formal debt instructions; financial account settlement services, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; electronic funds transfer and foreign exchange services; providing financial information over the internet and other computer networks; financial services for facilitating the use of electronic payments, namely, electronic processing and transmission of electronic wallets; financial transaction services, namely, providing secure commercial transactions and payment options; foreign currency transfers; electronic payment services, namely, electronic processing and transmission of bill payment data; cardholder financial authorisation and debt settlement services; offer of debit and credit transaction services by means of radio frequency identification devices and transponders; provision of debit and credit transaction services by means of ATM's and mobile applications; cheque verification services; travelers cheque and travelers voucher issuance and redemption services; provision of financial support services, namely, bill payment services to retail services provided online, via networks or other electronic media using electronically digitized data; services for exchanging securities, namely, the secure exchange of securities, namely, payment in electronic cash via computer networks accessible by smart cards; investment services, namely, the services of insurance and assurance agencies, insurance and assurance brokerages, insurance, investment management, capital investment, financial investment brokerage, real estate agencies, valuation, management and development agencies, estate agencies.

MERCHANT BANKING

(a) Promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing concierge services for travelers, namely, making business meeting arrangements; (b) providing travel information; providing flight arrival and departure information; arranging for travel visas, passports and travel documents for persons traveling abroad; making car rental and limousine reservations for others; arranging travel tours for others; providing concierge services for travelers, namely, making travel arrangements; (c) language translation services; entertainment ticket agency services, namely, arranging for ticket reservations for entertainment, sporting and cultural events; travel information services, namely, providing advice to travelers on entertainment, cultural and sporting events; (d) rental of computers; (e) providing advice to travelers on hotels and restaurants; travel ticket reservation services, namely, making reservations for travel, namely, booking accommodations for travelers; providing concierge services for travelers, namely, making restaurant reservations; making reservations and bookings for others for accommodations and meals at health spas; (f) making reservations for travel and bookings for others at beauty salons and spas; (g) concierge services for others comprised of making requested personal arrangements, making reservations and providing customer-specific information to meet individual needs for a wide variety of types of users, such as individual, household, business, and traveler all rendered in business establishments, office buildings, airports, hotels, residential complexes and private homes, and via the telephone, electronic mail and the Internet; providing concierge services for travelers, namely, personal gift selection for others by making floral and gift purchases, gift reminder services and gift locator services, personal shopping services for others; concierge services for others comprised of making requested personal arrangements and reservations and providing customer-specific information to meet individual needs of card holders and travelers all rendered in business establishments, office buildings, airports, hotels, residential complexes and private homes, and via the telephone, electronic mail and the Internet; providing non-medical personal assistance services for others to meet the needs of individuals in the nature of planning, organizing, coordinating, arranging and assisting individuals to perform daily tasks; fraud detection services in the field of credit cards.

Concierge services for travelers, namely, making event ticket purchases.