Bleaching preparations and other substances in the nature of laundry bleach and laundry additives for water softening all for laundry use; cleaning, polishing, scouring and abrasive preparations, namely, cleaning preparations for cleansing drains, dry cleaning preparations, all purpose cleaning preparations, polishing wax, scouring solutions and general use abrasives; bath soaps in liquid, solid or gel form; body soaps; liquid soaps for hands and face; cosmetic soaps; fragrances and perfumery; essential oils for the manufacture of perfumes; essential oils as perfume for laundry purposes, essential oils for aromatherapy; cosmetics; make-up; eye make-up; eyeliners; blushers; lipsticks; hair lotions; dentifrices

Industrial oils and greases; industrial lubricants; castor oil for industrial purposes; hardened oils for industrial use; industrial lubricants; all purpose lubricants; dust removing preparations; dust-binding compositions; fuels, namely, alcohol fuel, aviation fuel, bagasse for use as fuel, benzene fuel, benzine fuel, biofuel, butane fuel, charcoal for fuel, coal based fuels, denaturated fuel alcohols, diesel fuel, ethanol fuels, fuel for domestic heating, fuel for lighters, fuel from crude oil, fuel gas, fuel oil, fuel pellets, lamp fuels, lighting fuel, methanol fuel, methylated spirits for fuel, mineral motor fuel, motor fuel, propane for use as fuel, solidified gas for fuel, wood heating fuel pellets, woodfuel and xylene fuel; candles and wicks for candles for lighting

Pharmaceuticals, namely, anti-infectives, psychotropics, antihelmintics, lipid lowering agents, inducers of erections, cardiovascular pharmaceuticals, anti-diabetic pharmaceuticals, pharmaceutical antiviral preparations, pharmaceutical antitussive-cold preparations, pharmaceutical preparations for wounds and for treating allergies; pharmaceutical preparations for use in ocular disorders; antibacterial pharmaceuticals, namely, antibacterial gels, soap, sprays, handwashes, hand lotions and chewing gums; botanicals and herbal supplements for use in dermatology, namely, dermatitis, eczema, psoriasis; homeopathic remedies for treatment of skin conditions, namely, dermatitis, eczema, psoriasis; pharmaceutical preparations for use in dermatology, namely, dermatitis, skin pigmentation diseases; veterinary preparations, namely, antioxidants, pain relief medication, diagnostic preparations for veterinary use, veterinary preparations for treatment of intestinal bacteria and for destroying parasites; dietetic substances consisting of vitamins, minerals, amino acids and trace elements; food for babies; dietary supplements for general health and well-being; plasters, namely, medical and surgical plasters; material for stopping teeth; dental wax; all purpose disinfectants; preparations for destroying vermins and parasites; preparations for destroying mice; fungicides; herbicides

Common metals and their alloys; metal ores; metal building materials, namely, soffits, fascia, ceiling boards and floor boards, ductile iron piles, portable metal levees, gabions of steel wire, metal decorative fireplace facings, stair nosing of metal, drywall corner bead of metal, awnings of metal, metal canopies, metal countertops for further installation; transportable greenhouses of metal for household use; non-electrical lifting cables; non-electrical elevator cables; non-electrical wire fencing; small items of metal hardware, namely, metal dust proof strikes, hardware mounting system comprised of metal brackets for bath accessories and sheet metal plates; branching pipes of metal including those from alloy steel and titanium; metal safes

Industrial robots; aeronautic engines; marine engines and parts and fittings thereof; metalworking machine tools; milling cutters machine tools; dies for use with machine tools; machine tools for the metalworking industry; machine tools for the textile industry;motors and engines used in industrial applications; machine coupling and belting, except for land vehicles; agricultural implements other than hand-operated, namely, cultivators, disk harrows, seed drills, seeders, hay balers, coulters, and tractor towed agricultural implements in the nature of rollers, corn huskers, hay rakes, harvesters, reapers, mowers, plows; incubators for eggs; automatic vending machines

Hand-operated hand tools and implements, namely, riveting tools, locking clamp tools, cutting tools, tile spacer removal tools, vegetable shredders, shears, hair clippers, wrenches, lifting jacks, hammers, plumbing snakes, lawn edgers, nail extractors, nail pullers, nail and pin punches, chisels, hoes, reamers, screwdrivers, lawn rakes, rabbeting planes, billhooks, hand-operated automotive repair tools, namely, brake and engine cylinder hones, magnetic pick-up tools, drum brake adjusting tools, brake pad spreaders, brake spring removers, disc brake piston cubes, ring and valve spring compressors, valve spring depressors, ball joint separators, valve holders; cutlery; side arms not including firearms, namely, hunting knives; blades for electric razors

Computer hardware; Computer hardware and peripheral devices and software for playback, streaming, transmitting, receiving audio-visual media content via the Internet; Computer software, namely, downloadable computer software for word processing, computer software for document management, for database integration, for producing financial models, for use in database management; computer software for authorizing access to databases; computer software for creating searchable databases; computer software for use in customer relationship management (CRM); computer software to automate data warehousing; software that provides real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface; Computer software, namely, communications software for connecting computer network users; computer software for use in providing multiple user access to a global computer information network; e-commerce software to allow users to perform electronic business transactions via a global computer network; computer software for controlling self-service terminals, for administration of computer networks, for administration of computer local area networks, for use in computer access control, for controlling and managing access server applications, for controlling and managing access server applications, for monitoring and controlling communication between computers and automated machine systems, to maintain and operate computer system, for providing access to the Internet; Computer software for processing digital images, for processing digital music files, for organizing and viewing digital images and photographs, for creating and editing music and sounds, for creating digital animation and special effects of images, for manipulating digital audio information for use in audio media applications, to enhance the audio-visual capabilities of multimedia applications, namely, for the integration of text, audio, graphics, still images and moving pictures; computer games; computer games downloadable from a global computer network; computer games for use on mobile and cellular phones; Computer software, namely, computer software for encryption, computer software for running development programs and application programs in a common development environment, computer operating software, computer graphics software, computer anti-virus software, computer software for the creation of firewalls, computer software and firmware for operating system programs, computer aided design (CAD) software for general use, computer aided manufacturing (CAM) software for general use; computer peripherals, namely, computer mice and mouse pads, computer stands, computer speakers, computer cables, computer card adapters, computer cases, and computer keyboards, joysticks and keypads; interface cards for data processing equipment in the form of printed circuits; computer networking hardware and data communications equipment, namely, electronic communications systems comprised of computer hardware for the transmission of data between two points, computer network adapters, switches, routers, and hubs; computer memory devices, namely, flash memory cards, flash memory expansion modules, memory boards, random access memory cards and secure digital (SD) memory cards; electronic control apparatus, namely, electronic controllers for computer hardware and peripherals excluding gaming apparatus, electric control panels, and computer terminals; electronic circuits and printed electronic circuits; electric wires for communication equipment; graphite and fuel cell electrodes; telephones; radio, television and satellite aerials; batteries, namely, electric storage batteries, galvanic batteries, general purpose batteries, solar batteries, and batteries for cell phones, watches and cameras; microprocessors; computer keyboards; motion picture films about video recordings featuring music and artistic performances, education, entertainment, fashion, sports and culture

Surgical instruments; veterinary instruments; dental instruments; acupuncture instruments; medical x-ray and ultrasound apparatus; medical instruments for general examination and for cutting tissue; artificial limbs; artificial eyes; orthopedic articles, namely, orthopedic belts, orthopedic braces, orthopedic footwear, orthopedic soles, orthopedic walkers and orthopaedic inner soles incorporating arch supports; suture materials; apparatus for artificial respiration; apparatus for blood analysis, namely, blood drawing apparatus, blood collection tubes, blood filters, blood glucose meters, blood glucose monitors, blood pressure measuring apparatus and blood pressure monitors; blood transfusion apparatus

Accent lights for indoor use; aquarium lights; automobile lights; book lights; ceiling lights; Christmas tree lights; air valves for steam heating installations; automatic temperature regulators for central heating radiators; central heating radiators; commercial cooking ovens; beverage cooling and ice dispensing machines; chemical fiber drying machines; air impellers for ventilation; automatic water dispensers for pets; air filtering units for removing dust, smoke and allergens from the air

Vehicles, namely, automobiles, motorcycles, airplanes; apparatus for locomotion by land, air or water, namely, cars, vessels in the nature of boats and ships, airplanes; anti-theft alarms for vehicles

Firearms; Air guns; automatic guns; flare pistols ammunition; bullets; cartridge dies; detonators; explosive fuses; fireworks; firecrackers

Precious metals; alloys of precious metal; precious stones; ingots of precious metals; charms in precious metals or coated therewith; fancy keyrings of precious metals; jewelry; amulets being jewelry; beads for making jewelry; charms for jewelry; jewelry and imitation jewelry; clocks and watches; chronometers

Musical instruments, namely, percussion instruments, stringed musical instruments, woodwind musical instruments, and electronic musical instruments; cases for musical instruments

Paper; cardboard; printed publications and printed matter, namely, printed certificates, booklets, coupons, lectures, leaflets, paper signs, manuals, curricula, newsletters, informational cards and brochures in the fields of art, music and artistic performances, entertainment, fashion, sports, culture, general human interest, film production, languages, science and technology, law; inking Ribbons for computer printers; bookbinding materials; books in the field of art, music and artistic performances, entertainment, fashion, sports, culture, general human interest, film production, languages, science and technology, law; adhesives for stationery or household purposes; artists' paint brushes; music sheets; printed music scores on sheets; periodical magazines in the field of art, music and artistic performances, entertainment, fashion, sports, culture, general human interest, film production, languages, science and technology, law; photographs; stationery and educational supplies, namely, blank note books and school supply kits containing various combinations of selected school supplies, namely, writing instruments, pens, pencils, mechanical pencils, erasers, bookmarkers, highlighting markers, crayons, highlighter pens, folders, notebooks, paper, protractors, paper clips, pencil sharpeners, writing grips, glue for stationery and household use and book marks; typewriters; printed instructional and teaching material, namely, books, manuals, flashcards, questionnaires and posters in the field of art, music and artistic performances, entertainment, fashion, sports, culture, general human interest, film production, languages, science and technology, law; plastic materials, namely, plastic bags for packaging and bubble packs; plastic film for packaging; self-adhesive plastic sheets for lining shelves; printing blocks

Silicon rubber; crude rubber; foam rubber; industrial packaging containers of rubber; gutta-percha; asbestos; mica; plastics in extruded form used in production insulating fabrics; insulating oils, paints, tapes, plaster, washers, varnish and sleeves for power lines; plastic junctions for flexible pipes; plastic water pipes

Leather and imitation leather; leather and imitation leather bags; animal skins and hides; luggage; back packs; umbrellas and parasols walking sticks; whips; harnesses and saddlery; animal identification collars; animal leashes; clothing for pets

Building materials (nonmetallic), namely, building stone, building sand, building paper, building glass, logs used as building material, mortar, non-metallic minerals for building and for construction, plaster for use in building, reeds for building, rock crystal for use as building materials, sandstone for building, serpentine building materials, terra cotta, tar and pitch, timber, lumber, tombstones, tufa, volcanic ash, xylolith, alabaster, andesite, asphalt, calcite, cement mixes, concrete, clay ash, feldspar, geotextiles, grout and macadam;nonmetallic rigid pipes for building;asphalt; pitch; bitumen;ceramic monuments; monuments of concrete; monuments of marble; monuments of stone

Furniture, namely, bathroom furniture, bedroom furniture, dining room furniture, camping furniture, computer furniture, garden furniture, kitchen furniture, lawn furniture, living room furniture, office furniture, outdoor furniture, patio furniture, school furniture and furniture parts of all the aforesaid goods; chairs, furniture cabinets, furniture chests, furniture doors, mirrors, picture frames, sea shells, meerschaum, yellow amber

Household or kitchen utensils and containers, namely, beverage containers, cups and mugs, cutting boards for the kitchen, dishes and plates, food storage containers, garbage containers, kitchen enamelware, takeout food containers, cooking utensils, dinnerware, bakeware, ovenware, beverage glassware, chinaware, cookware, earthenware, hollowware, painted glassware, pewter ware, decorative figurine glassware;combs and sponges;brushes for cleaning tanks and containers; brushes for pets; cosmetic brushes; clothes brushes; dishwashing brushes; brushes for pipes;brushmaking materials;articles for cleaning purposes, namely, abrasive pads for kitchen purposes;steelwool;unworked and semi-worked glass;table glassware; signboards of porcelain or glass

Ropes; strings; tents; awnings; tarpaulins; sails; climbing ropes; anchoring ropes; straw ropes; nets, namely, animal feeding nets, fishing nets, twine for nets, camouflage nets for radar and visual use and snare nets; cotton netting; chemical fiber nettings; glass fiber netting; hemp nettings; silk netting; wadding for padding and stuffing; raw textile fibres; synthetic fibres

Yarns, namely, cashmere yarns, cotton yarns, hand knitting yarns; threads and yarns for textile use; embroidery thread

Textiles and substitutes for textiles, namely, bed and table linen, bunting of textile and plastic, canvas for embroidery and tapestry, textile fabrics, woven fabrics and knitted fabrics; linen for household purposes; curtains

Clothing, namely, shirts, pants, coats, suits, dresses; casual, children's, evening, exercise, rain, sports and beach footwear; athletic footwear; beach footwear; casual footwear; climbing footwear; exercise footwear; infant footwear; headwear, namely, hats, headbands and caps; swimwear; sportswear; leisurewear, namely, leisure suits and shoes

Lace; Embroidery; ribbons; textile braid; buttons for clothing; hooks and eyes; pins, namely, hair pins, hat pins, curling pins, safety pins, bobby pins, marking pins, ornamental novelty pins; sewing and binding needles; artificial flowers

Carpets and rugs; door mats; bath mats; linoleum;anti-slip floor coverings for use on staircases; decorative wall hangings, not of textile

Games and playthings, namely, board games, tabletop games, action target games, party games, puzzles, playing cards and card games, mechanical toys, parlor games, stuffed toys, toy vehicles; video game machines; gymnastic and sporting articles, namely, springboards, athletic supporters, protective supports for shoulders and elbows, bobsleds and snow sleds, weight lifting belts, athletic tape, waist trimmer exercise belts; Christmas tree ornaments and decorations

Meat, fish, poultry and game;meat extracts;Preserved, frozen, and dried fruits and vegetables;prepared meals primarily consisting of cooked fruits and vegetables; Jellies, jams, compotes;Eggs;Milk and milk products;Edible oils and fats

Coffee; tea; cocoa; artificial coffee; rice; tapioca; sago; flour; preparations made from cereals, namely, breakfast cereals, cereal bars and cereal-based snack food; bread; pastries; sugar confectionery; edible ices; sugar, honey, treacle; yeast; baking-powder; salt and pepper; mustard; vinegar; salad sauces; sauces for barbecued meat; spices; ice

Grains for planting, agricultural seeds, bulbs for agricultural purposes; seeds for horticultural purposes, bulbs for horticultural purposes; live trees, palm tree; partly worked palm trees leaves; live anchovies; live clams; live crabs; live poultry; fresh fruits and vegetables; unprocessed cereal, vegetable seeds, crop seeds, fresh herb; natural plants and flowers; fresh flowers; food for pets; malt for brewing and distilling

Beer; mineral and aerated waters; non-alcoholic beverages, namely, beer flavored beverages, beverages containing fruit juices, beverages flavored with tea, carbonated beverages and drinks, cocktails, cordials, fruit drinks, non-alcoholic punch and non-alcoholic fruit extracts, honey-based beverages, kvass, rice punch and cinnamon punch with dried persimmon; fruit beverages and fruit juices

Alcoholic beverages (except beers), namely, winebased beverages, alcoholic punches, alcoholic coolers, alcoholic cocktails, alcoholic fruit drinks

Tobacco; flints and firestones; cigarettes; cigarette filters; e-cigarettes; matches; ashtrays

Provision of information and advisory services relating to e-commerce; provision of information relating to market studies; provision of market research information; provision of information and advisory services relating to e-commerce; advertising and business management consultancy; personnel recruitment; personnel management consulting; advertising agency services; advertising the goods and services of others; mediation of contracts for purchase and sale of products and services; advertising services for promoting the brokerage of stocks and other securities for others; advertising services of a radio and television advertising agency; negotiation of business contracts for others; business management and organization consultancy; computerized file management; rental of advertising space; rental of advertising space on web sites; leasing of office equipment; rental of office machinery and equipment; market analysis and research services; market research studies; computer database management services; retail store services featuring clothing, books, computer equipment, computer software, furniture, grocery, jewellery, food, cosmetics, toys, automobile parts and audio equipment

Insurance services; financially-guaranteed financing; venture capital financing; project financing; financing of loans and purchases; investment of funds for others; capital investment; financial planning and investment advisory services; advisory services in the field of credit and debit control, investment, grants and financing of loans; assessment and management of real estate; financial management; investment management; management of portfolios comprising securities; brokerage in the field of art, insurance, stocks, commodities, mortgage, real estate; leasing of real estate; real estate consultancy; real estate investment services; real estate valuation services; real estate syndication; real estate appraisal; real estate agency services

Building construction services; building maintenance and repair; installation, maintenance and repair of computers and computer hardware; office machines and equipment

Telecommunication services, namely, internet access provider services and provision of telecommunication access to films and television programs provided via a video-on-demand service, wireless digital messaging services, electronic mail services through wired and wireless access, paging services, wireless digital messaging services, webcasting and podcasting of music, fashion shows and television programs, providing electronic message alerts via the internet, personal communication services and, providing multiple-user access to a global computer network, transmission of voice, visual images, digital audio and digital video by means of telecommunications networks, wireless communication networks, and the Internet; communication services, namely, electronic transmission of voices, transmission of voice, visual images, digital audio and digital video by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; telecommunication bundle services that allow customers to reach cellular phones, voicemail and call routing between wireline and wireless phones and voicemail boxes; electronic transmission of images, photographs, graphic images and illustrations over a global computer network; transmission of voice, visual images, digital audio and digital video by telecommunications networks, wireless communication networks, the Internet, information services networks and data networks; broadcasting and transmission of television programs; simulcasting broadcast television over global communication networks, the Internet and wireless networks; video on demand transmissions; providing access to digital music websites on the internet; provision of access to the Internet; provision of access to a global computer network; video-on-demand transmission services; video-on-demand transmission services; satellite telephone transmission

Transportation of passengers and goods by bus, rail, air and boat; travel guide and travel information services; arranging travel tours; travel and tour information service; travel services, namely, travel guide services, travel ticket reservation services; packing, crating and warehousing services

Chemical treatment of textile; printing of books; printing of patterns on textiles; mold and mildew prevention treatment of animal feed, fur, textile, wood, manufacture of jewellery and watches, fuel treatment services; incineration of waste and trash; waste water treatment services; waste management contracting services

Production of radio and television programmes; film production; educational research services; education and training services, namely, providing classes, seminars, workshops in the fields of art, music and artistic performances, fashion, sports, culture, general human interest, film production, languages, science and technology, law; law enforcement training services; language training services; Entertainment services, namely, organizing, arranging, and hosting dancing, beer tasting and cosplay entertainment events, art shows and exhibitions, musical concerts and fashion shows; presenting live musical performances; Film distribution; providing television programmes, not downloadable, via video-on-demand transmission services; arranging and conducting seminars in the field of art, music and artistic performances, fashion, sports, culture, general human interest, film production, languages, science and technology, law; Arranging and conducting educational congresses in the field of art, music and artistic performances, fashion, sports, culture, general human interest, film production, languages, science and technology, law; publication of electronic books and journals on-line

Design, maintenance, development and updating of computer software; urban planning; construction planning; technical support services in the form of troubleshooting of computer hardware and software problems; technical support in the form of monitoring global computer network systems; design and development of computer hardware and software; technical consultancy in the field of environmental science; technical consultancy in the field of road cutting technology; commercial art design; graphic design; computer animation production services; clothing design; creating and maintaining web sites; medical research services; research and development of new products for others; building and maintaining websites

Hotel accommodation services; hotel reservations; bar services; catering of food and drinks; cafe services; restaurant services; bed and breakfast services; catering for the provision of food and beverages

Medical imaging; medical screening; medical testing services; medical fitness evaluation; medical diagnostic services; medical equipment rental; medical clinics; veterinary services;beautician services;beauty salons;vermin exterminating for agriculture, horticulture and forestry; aerial and surface spreading of fertilizers and other agricultural chemicals

Legal consultation services; Attorney services; legal research; providing legal information; legal document preparation services; legal research services; trademark agent services; trade-mark monitoring services; licensing of intellectual property; monitoring of intellectual property; intellectual property consultancy; birth registration services; child care services; escort services; security guard services; private investigation and security services; baggage inspection for security purposes; fire-fighting; rental of fire alarms; on-line social networking services; dating services; personal fashion consulting and wardrobe styling services; clothing rental; personal letter writing; personal reminder services in the area of upcoming important dates and events; copyright management; adoption agency services; arbitration; baby sitting; funerals; lost property return services; horoscope casting services

Building construction services; general building construction works; installation and repair of doors and windows joinery fittings; upholstering; plumbing; installation of electrical and generating machinery; electrical installation services; cables and wires installation services for telecommunications cables; thermal insulating for buildings; operation and maintenance of building equipment; repair and maintenance of office machines and equipment; repair and maintenance of computer hardware, computer networking hardware, computer printers and electronic office machines; repair and maintenance of cellular phones, telephones, facsimile machines, televisions and radio sets; installation, maintenance and repair of printing machines and parts thereof; installation, maintenance and repair of computer hardware; installation, maintenance and repair of computer servers; installation of computer systems; installation of radio systems and networks

Telecommunication, other than broadcasting, namely, providing access to a global computer network; mobile telephone communications; telex services; communications by telegrams; communications by telephone; facsimile transmission; paging services; broadcasting, namely, broadcasting of film, music concerts and television features via the Internet and Internet radio broadcasting; television broadcasting; cable television broadcasting; radio broadcasting; news agencies; rental of telecommunication equipment namely, telephones and facsimile apparatus; rental of access time to a database server.

Architectural design; engineering surveying services; technical surveying; industrial design; tool design; computer software design, computer programming, and maintenance of computer software; design and development of electronic data security systems; design and development of Internet security programs; technological advice relating to computers, automobiles, computer hardware, computer networking hardware computer printers, electronic office machines, cellular phones, telephones, facsimile machines, televisions and radio sets; research on building construction or city planning; testing and research on prevention of pollution; testing and research on electricity; testing and research on civil engineering; rental of computers; providing computer programs in data networks for use in database management, enterprise resources planning, business improvement, optimization of computing environment and computer security systems; monitoring of e-mails by computer programs; providing computer programs for discriminating virus infected mails; setting up, installation and upgrading (function enhancement and addition) of computer programs; providing information relating to the setting up, installation and upgrading (function enhancement and addition) of computer programs; rental of computer programs via communication lines; providing application software on a server computer via Internet, namely, providing non-downloadable software application for mobile phones and tablet computers for use in database management, enterprise resources planning, business improvement, optimization of computing environment and computer security systems; monitoring and analysis of computer systems and network systems and consultancy related thereto; monitoring, research and analysis of failures of computer systems and network systems and consultancy related thereto; remote monitoring and analysis of communication network systems; rental of a database server to third parties; server hosting; electronic data storage; electronic data back-up services; recovery of computer data; computer network configuration services; data encryption and decoding services; cloud computing providing software database management, enterprise resources planning, business improvement, optimization of computing environment and computer security systems

Beer glasses; decanters; drink coasters; drinking glasses; shooter glasses; water bottles; wine buckets; wine glasses; wine openers

Aprons; bandanas; bathing suits; bathing trunks; beach clothes; beach shoes; belts; boots; boxer shorts; caps; casual footwear; coats; cyclists' clothing; dresses; fishing vests; mittens; overalls; overcoats; pullovers; sandals; scarves; shirts; shoes; short-sleeve shirts; shower caps; ski gloves; skirts; sleep masks; slippers; socks; sports jerseys; sports shoes; sweaters; tee-shirts

Beach balls; golf balls

Radler; whey beverages;

Alcoholic cocktails; alcoholic fruit beverages; aperitifs; cider; gin; grape wine; prepared alcoholic cocktails; rice alcohol; rum; sake; vodka; whisky

Payment, pre-paid and stored-value card services, providing the use of a payment card for purchasing goods and services at point of sale wherein funds for such purchases come from an e-wallet, electronic or stored value account; payment card, pre-paid card and stored-value card services, namely, card services only for owners of internet-based, on-line accessible, electronic money accounts whereby a payment card, pre-paid card or stored-value card is used to purchase goods and services from physical merchants and on-line merchants, all funds used in such purchases being debited from the user's electronic money account; virtual card services only for owners of internet-based, on-line accessible, electronic money accounts whereby a computer program provides the consumer with a virtual payment card having a one-use-only payment card number, for use in purchasing goods and services on-line, by mail, and by telephone, all funds used in such purchases being debited from the user's electronic money account; wire transfer services, namely electronic funds transfer whereby funds are transferred from one cardholder to another using their electronic money accounts; services for merchants who sell goods and services from physical locations and online namely the services for merchants to provide their customers with a payment, pre-paid or stored-value card for use in purchasing goods and services from those merchants, or from those merchants and from others