Operation of a credit union; the provision of credit union services; the provision of financial and related services, namely the provision of deposit accounts, chequing accounts, savings certificates and comparable instruments, loans, mortgages, lines of credit, guarantees, letters of credit, acceptances and other credit facilities, money orders, traveller's cheques, safety deposit boxes, registered retirement savings plans, registered retirement income funds, registered education savings plans, automated teller machine services, debit and payment card services, financial electronic transaction services, credit card services, bill payment services, foreign exchange services, wire transfer services, information processing services, trustee services, investment counselling and portfolio management services, estate planning services, sale of mutual funds and insurance services.

Identity theft protection, fraud management services with respect to financial, credit card and debit card services, and consultancy services with respect to identity theft and financial, credit card and debit card fraud.

Educational books, pamphlets and brochures related to: credit counselling; debt counselling, both remedial and preventive; budgeting matters; financial problems, particularly those arising from the use and abuse of credit; and arrangements for the orderly payment of debts.

Credit counselling service; debt counselling, both remedial and preventive; provide advice on budgeting matters and assistance to persons and families in their financial problems particularly in situations arising from the use of credit; provide education in the uses and abuses of the credit facility including educational projects and proposals of remedial measures; all the forgoing, in the association and/or co-operation with other social service organizations, government agencies, business organizations, and generally all segments of the community, as a social service, in the public interest.

Services financiers, nommément prêts et assurances sur prêts.

Medical reports and brochures all associated with the medical field and with clinical trials.

Medical, scientific and research services in the medical field, namely, conducting clinical trials.

1) Financial services, namely, for personal financial management, personal debt reduction, personal debt elimination; consulting, namely, for personal financial management, personal debt reduction, personal debt assessment and personal debt elimination; 2) Preparation of exclusive documentation to aid in the negotiation, reduction, of debt between creditor and debtor and the formulation of documentation thereof to secure a negotiated settlement; 3) Provisioning of counselling and referral services for insolvency, receivership, debt counselling, preparing proposals, assessing individuals for signs of insolvency/financial viability, debt management and financial consulting; 4) Provisioning of counselling and referral services for mortgage financing; 5) Provisioning of counselling and referral services for credit counselling, credit establishment and credit improvement, family and personal budgeting, arrangement of mortgages; 6) Provisioning of counselling and referral services for unlocking of retirement and pension funds; 7) Operation of a business, namely retail premises providing consulting services for financial analysis and planning, credit and debt counselling, debt pooling, management, settlement and repayment programs, and assisting in insolvency and bankruptcy matters for individuals and families in financial crisis and recovery; 8) Credit and debt counselling services, including, the development and use of plans to guide, counsel, and assist individuals in the areas of credit, debt, handling finances, budgeting, financial planning, financial recovery, financial crisis, debt handling, and individual and family finances; 9) Provisioning and administration of managed debt repayment, debt pooling and debt settlement programs; 10) Provisioning and administration and referral services of debt consolidation loans, lines of credit, credit cards, vehicle financing, workman's compensation and insurance board claims, life insurance, mutual funds, Registered Education Savings Plans, Registered Retirement Savings Plans, Mortgage insurance, estate planning, RRSP loans; 11) Provisioning and administration and referral services of income tax filing and refunds; 12) Provisioning and administration and referral services of judgment creditor claims; 13) Assistance in cessation of Creditor harassment; 14) Credit and debt counselling services, including, the development and use of plans to guide, counsel, and assist individuals in the areas of credit, debt, handling finances, budgeting, financial planning, financial recovery, financial crisis, debt handling, and individual and family finances; 15) Financial consulting services, consumer proposal administrator services, personal proposal administrator services, credit counselling services, debt counselling services, debt management services; 16) A line of credit service accessed by checks, credit card and funds transfer; Credit accounts; convenience checking; cash replacement rendered by convenience checks; check transaction processing services, account verification; fraud detection services in the field of check processing; 17) Credit counselling, bankruptcy advice, assistance in the arrangement of loans or grants, family and personal budgeting, arrangement of mortgages, and success and motivation group dynamics.

1) Financial services, namely; for personal financial management, personal debt reduction, personal debt elimination; consulting, namely; for personal financial management, personal debt reduction, personal debt assessment and personal debt elimination; 2) Preparation of exclusive documentation to aid in the negotiation, reduction, of debt between creditor and debtor and the formulation of documentation thereof to secure a negotiated settlement; 3) Provisioning of counselling and referral services for insolvency, receivership, debt counselling, preparing proposals, assessing individuals for signs of insolvency/financial viability, debt management and financial consulting; 4) Provisioning of counselling and referral services for mortgage financing; 5) Provisioning of counselling and referral services for credit counselling, credit establishment and credit improvement, family and personal budgeting, arrangement of mortgages; 6) Provisioning of counselling and referral services for unlocking of retirement and pension funds; 7) Operation of a business, namely retail premises providing consulting services for financial analysis and planning, credit and debt counselling, debt pooling, management, settlement and repayment programs, and assisting in insolvency and bankruptcy matters for individuals and families in financial crisis and recovery; 8) Credit and debt counselling services, namely, the development and use of plans to guide, counsel, and assist individuals in the areas of credit, debt, handling finances, budgeting, financial planning, financial recovery, financial crisis, debt handling, and individual and family finances; 9) Provisioning and administration of managed debt repayment, debt pooling and debt settlement programs; 10) Provisioning and administration and referral services of debt consolidation loans, lines of credit, credit cards, vehicle financing, workman's compensation and insurance board claims, life insurance, mutual funds, Registered Education Savings Plans, Registered Retirement Savings Plans, Mortgage insurance, estate planning, RRSP loans; 11) Provisioning and administration and referral services of income tax filing and refunds; 12) Provisioning and administration and referral services of judgment creditor claims; 13) Assistance in cessation of Creditor harassment; 14) Credit and debt counselling services, namely, the development and use of plans to guide, counsel, and assist individuals in the areas of credit, debt, handling finances, budgeting, financial planning, financial recovery, financial crisis, debt handling, and individual and family finances; 15) Financial consulting services, consumer proposal administrator services, personal proposal administrator services, credit counselling services, debt counselling services, debt management services; 16) A line of credit service accessed by checks, credit card and funds transfer; Credit accounts; convenience checking; cash replacement rendered by convenience checks; check transaction processing services, account verification; fraud detection services in the field of check processing; 17) Credit counselling, bankruptcy advice, assistance in the arrangement of loans or grants, family and personal budgeting, arrangement of mortgages.

Educational books, pamphlets and brochures related to: credit counselling; debt counselling, both remedial and preventive; budgeting matters; financial problems, particularly those arising from the use and abuse of credit; and arrangements for the orderly payment of debts.

Credit counselling service; debt counselling, both remedial and preventive; provide advice on budgeting matters and assistance to persons and families in their financial problems particularly in situations arising from the use of credit; provide education in the uses and abuses of the credit facility including educational projects and proposals of remedial measures; all the forgoing, in the association and/or cooperation with other social service organizations, government agencies, business organizations, and generally all segments of the community, as a social service, in the public interest.

Mortgage insurance services and mortgage financing services.