Concierge services, namely meeting planning services, event reminder services, provision of dining information and reservations, provision of lodging and airline information and reservations, provision of car and limousine information and rentals, provision of business protocol and etiquette information, meet and greet services, provision of theatre, concert, and special event reservations, provision of golf course information and reservations, and provision of customized gift and incentive ideas for employees, colleagues, and customers; computer virus protection and data recovery services; spending data collection, organization, consolidation, analysis, management, viewing, and report generation services; roadside assistance services; extended warranty services; travel assistance services, namely provision of emergency cash, replacement of lost tickets and documents, lost luggage assistance, and provision of information on required travel documents, immunization and currency rates for foreign countries; legal referral services; liability protection services; administration and provision of a points-based loyalty program; administration and provision of a discount payment program for the wares and services of others; and foreign tax reimbursements services.

Computer hardware; computer software and computer programs related to financial services, namely, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions and for the processing of financial transactions via credit, debit, and smart cards; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines; paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; playing cards; printers' type; printing blocks; printed publications, namely, pamphlets, brochures, newspapers, journals and magazines, all relating to banking.

Insurance services; financial services related to payment cards and credit cards, namely credit card and debit card services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services related to payment cards and credit cards, namely credit card and debit card services provided over the telephone and by means of a global computer network or the internet.

Insurance services; financial services, namely providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units; providing electronic funds and currency transfer services; electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash payment authorization services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; the provision of the above financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of the above financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; bill payment services provided through a website; the above financial services provided over the telephone and by means of a global computer network or the Internet.

Financial and credit services, namely providing credit card, debit card, and charge card services; providing electronic funds and currency transfer services, cash disbursement services, transaction authorization and settlement services; travel insurance services.

Expense management and reconcillation software system for monitoring and collecting financial transaction data, approving financial transactions, generating invoices and purchase orders for payment.

Vending machines.

Radio frequency identification devices (transponders); encryption keys, digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the internet and to enable secure, confidential communication between two parties, digital signatures for proof of origin and integrity of transmitted data; computer software, namely, software for securing payment transactions by electronic means, encryption software, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, financial institutions, software designed to enable smart cards to interact with terminals and readers, software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, telecommunications industries, software for encrypting and protecting the integrity of data and electronic communications over computer networks, software for implementing encryption, authentication, access control and other security features within computer networks and through external connections, software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards") to enhance security of transactions when using such cards; charge cards, credit cards, debit cards and payment cards; card readers; point of sale transaction terminals; and electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and payment cards; computer peripherals; user manuals and guides for all of the foregoing distributed as a unit with the software.

Computer hardware, computer software, namely, software for securing payment transactions by electronic means, encryption software, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, financial institutions, software designed to enable smart cards to interact with terminals and readers, software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, telecommunications industries, software for encrypting and protecting the integrity of data and electronic communications over computer networks, software for implementing encryption, authentication, access control and other security features within computer networks and through external connections, software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks; encryption software; encryption keys and digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the internet and to enable secure, confidential communication between two parties, digital signatures for proof of origin and integrity of transmitted data; software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications, transponders and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services, namely providing credit card, debit card, charge card and stored value prepaid card services, remote payment services, stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services, provision of debit and credit services by means of radio frequency identification devices (transponders); credit services; charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Business management services; business marketing consulting services; marketing consulting services; professional business consultancy; marketing agency services; marketing and business research; public relation services; provision of information and training in relation to advertising, marketing and communications strategy.

Financial services, namely electronic processing of business-to-business payments and associated remittance data; providing electronic bill presentment and payment services to billers, customer service provider organizations and payment providers; providing secure electronic delivery of billing remittance data and funds generated by remote transmission of funds, walk-in payment providers, balance transfer providers, and credit counseling payment providers; electronic transmission of bills and payment of such bills via computer terminals connected to networks and the global computer network; electronic funds and currency transfer services, transaction authorization and settlement services; providing the secure electronic delivery of remittance data and funds; communication services, namely, processing and transmitting billing and remittance data over a global computer information network.

Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.