Testing and inspection services for civil engineering and construction installations, projects and sites including pipelines and paving projects, and ground instrumentation supply and installation services.

Financial services namely, discount brokerage services and banking services.

Credit card services, debit card services and telecommunications credit card services; telecommunications services, namely the electronic transmission of voice, facsimile, data, video and information.

Credit card services, debit card services and telecommunications credit card services; telecommunications services, namely the electronic transmission of voice, facsimile, data, video and information.

Financial services for banks, retailers, and corporations to process applications, introduce new credit products, personalize credit and debit cards, collect payments, process credit and debit transactions at point-of-sale, authorize credit and debit transactions, create reports, refine portfolios, implement strategies, process exceptions, manage risk, set up merchants, account for transactions and reduce fraud; consulting of all major United States and Canadian credit reporting services from credit information collected from applicant, scoring of application, and returning answer to lending; aiding banks to introduce new card products, determine the creditworthiness of potential customers, manage accounts more efficiently, authorize transactions, identify markers, refine portfolios and create reports; personalizing credit and debit cards as an aid to issuers using the bank's plastic or by printing the bank's logo on stock plastic, then embossing the cards with cardholder information and encoding them with all other necessary information; comparing transactions with credit limits, credit histories, account balances and purchasing patterns to help banks which issue credit and debit cards authorize or refuse transactions of individual customers and/or other companies; producing multiple reports related to credit and debit card products, available in a wide variety of electronic or paper formats; helping issuers of credit collect payments from delinquent customers; enabling the issuer of credit and debit cards to create ad hoc reports on an as-needed basis and mining of information from a customer database; personalizing and issuing specialized employee credit cards that help companies control expenses with a variety of preformatted and ad hoc reporting options and restrictions on how cards can be used; collating customer data and producing required printing of reports at the customer's desktop in a variety of formats; providing banks with full support of off-line debit products, including collating relevant customer information and forming reports; evaluating the probability of near-, mid-, and long-term write-offs of each account on a daily bases to help credit card issuers manage their portfolios and reduce risk; using data, directly or indirectly, from bank files to derive and implement the most profitable strategy for portfolio management; helping banks determine when to turn accounts over for collection; when to increase or decrease credit line and by how much, and when to reissue credit cards and for how long; and whether to authorize transactions that exceed credit limits; issuance of credit cards, processing of transactions, management of portfolios, and providing banks the ability to establish and maintain accounts by providing them with on-line access to all information related to the above services; aiding in the resolution of credit card transaction disputes by providing issuing and merchant banks with the information needed to comply with VISA and Mastercard regulations; processing transactions through information processing centers in the United States, Mexico, Canada or Europe to help identify fraudulent credit and debit card transactions before, during and after a transaction takes place, and training bank employees with respect to fraudulent credit and debit transactions, and ongoing servicing and support to banks with respect to use of service and goods with respect to fraudulent credit and debit transactions.

Financial services for banks, retailers, and corporations to process applications, introduce new credit products, personalize credit and debit cards, collect payments, process credit and debit transactions at point-of-sale, authorize credit and debit transactions, create reports, refine portfolios, implement strategies, process exceptions, manage risk, set up merchants, account for transactions and reduce fraud.

Aiding merchant banks to accept, authorize and settle transactions; set up new merchants; track income and expenses; create reports; and track, monitor and organize disputes; integrating point-of-sale devices with a merchant bank's accounting systems to enable merchants to accept, authorize and settle transactions; including providing a help desk, terminal management, documentation, reference guides and warranty services, to provide a gateway and a single point of settlement for all debit transactions; accounting services that enable merchant banks to track income and expenses; aiding in the resolution of credit card transaction disputes by providing issuing and merchant banks with the information needed to comply with VISA and Mastercard regulations.

Aiding merchant banks to accept, authorize and settle transactions; set up new merchants; track income and expenses; create reports; and track, monitor and organize disputes.

Funeral services, namely, arranging for the disposition of human remains, coordinating the completion and filing of documents required for the legal disposition of human remains, arranging for the transportation of human remains, arranging and coordinating funeral, commemorative and/or memorial services, consulting in respect of funerals and funeral arrangements, arranging for catering in respect of funeral, commemorative and/or memorial services, and viewing and visitation services.

Automatic merchandising equipment namely vending machines and automatic beverage dispensers, merchandise and food products of all kinds sold in vending machines, cafeterias and lunchrooms, namely hot drinks, namely tea, coffee, hot chocolate, bouillon, instant soup and cold drinks namely iced tea, carbonated and non carbonated soft drinks and syrups and extract for making them; fruit juices, lemonade, milk and chocolate drinks; and prepared entrees consisting primarily of meat, fish, poultry, vegetable, pasta and rice, sandwiches, hamburgers, salads, pies, pastry, biscuits, cakes and nuts, pre-packed or served on a dish; chocolate, candies, nuts, chewing gum and ice cream; popcorn.

Leasing, installation and operation of vending machines on a contract basis; automatic and semi-automatic vending services, namely dispensing of hot and cold drinks, sandwiches, salads, soups, prepared hot and cold foods, pastry, cakes, crackers, cookies, sweets, confections, cigarettes, gum and nuts in industrial, commercial, institutional and other indoor and outdoor locations; wholesaling and automatic vending of foodstuffs and merchandise; the operation of cafeteria and lunchroom facilities.

Banking services.

Funeral home services.