Customer communication services, namely the creation of communication strategies and design of wealth, policy and financial statements, bills, invoices and direct marketing brochures, leaflets, personalized e-mail and text notifications, development of applications (programs) and Web sites, direct marketing, namely, data mining in the areas of customer billing, design and electronic presentation of statements, bills and invoices, hosting of Web sites and distribution of customers' statements, bills, invoices and marketing materials to clients by third party mail and courier; Digitization of paper and electronic communications to enable data to be extracted, processed, classified, indexed, analyzed for inconsistencies, potential fraud and missing information, and subjected to artificial intelligence and machine learning models to provide insight on customer sentiment and facilitate process automation, and the sending of outbound paper and electronic communications containing links to online portals that enable others to upload data and search their data stores and legacy archives, the aforesaid insights and electronic communications also being accessible via application programming interface (API) for system to system interactions, namely, software as a service featuring computer software for use as an application programming interface (API) for securely accessing, querying, analyzing and sharing information stored in databases and data warehouses

Digitization of the communications of customers, and use of emerging technologies and data analytics for the detection of fraud, namely, fraud detection services in the field of banking, credit cards, insurance, and payment transactions

T-shirts; sweatshirts; hats; pants; sports jerseys.

Card games; board games.

Promoting the sale of credit card accounts through the administration of incentive award programs; promoting the sale of goods and services of others by awarding purchase points for credit card use; customer loyalty services and customer club services for commercial, promotional and advertising purposes; business administration of user incentive reward programs featuring cash back for the purchase of the goods and services of others; providing incentive reward programs through issuance and processing of cash back for the purchase of goods and services of others; promoting the sale of goods and services of others through electronic promotions; administration of user loyalty programs featuring discounts and rebates for the services of others; providing incentive award programs through conducting and processing of rewards for the purchase of goods and services of others; promoting the sale of goods of others through electronic promotions and discounts; monitoring consumer credit reports and providing an alert as to any changes therein for business purposes.

Financial services, namely, providing a line of credit to allow users early access to earned wages; issuing credit cards; providing cash and other rebates for credit card use as part of a customer loyalty program; banking services; online banking services; electronic money transfer; electronic transfer of funds; consumer credit consultation; consumer lending services; providing personal overdraft lines of credit; financial planning and advisory services, namely, providing financial planning and advisory services via third-party partnerships; financial asset management services, namely, providing financial asset management services via third-party partnerships; financial counseling services, namely, providing financial counseling services via third-party partnerships; financial services, namely, credit and debit card services in the nature of credit card and debit card transaction processing services; ATM banking services; checking account services; savings account services; debit account services featuring a computer readable card; bill payment services; credit, financing and loan services; financial services, namely, electronic remote check deposit services; online banking services enabling users to directly deposit tax refunds into checking or savings accounts; electronic transaction processing services related to deposits of tax refunds payments; charitable services, namely, providing financial support to community leaders; financial information provided by electronic means in the field of finance and investments; providing information in the field of financial literacy and financial assistance programs.

Sweepstake services; entertainment services, namely, contest and sweepstake programs designed to reward program participants; providing online non-downloadable publications in the nature of articles in the fields of banking, finance, loans, and credit monitoring.

Software as a service services featuring software for allowing users to search, identify, and redeem loyalty reward offers; software as a service services featuring software for accessing, viewing and managing checking accounts, credit card accounts and savings accounts, paying bills, conducting financial transactions and transferring money; software as a service services featuring software for family financial management, namely, to facilitate financial control, auditing, and to allow communication between users; software as a service services featuring software for processing electronic funds transfers and payments made via credit card, debit card, and electronic check; software as a service services featuring software facilitating electronic, mobile and online payments; providing online non-downloadable software that enables users to access tax preparation services and tax filing services provided by third parties; software as a service featuring software for processing electronic payments and for transferring funds to and from others; providing online non-downloadable software for transferring money; computer services, namely, creating an online and virtual online community for registered users for the purpose of discussing financial matters; providing online non-downloadable software for comparing, managing, and purchasing insurance offered by third parties; providing online non-downloadable software for providing information about insurance offered by third parties; providing temporary use of online non-downloadable software that enables users to access securities trading and investment services provided by third parties; providing temporary use of online non-downloadable software for providing information in the field of finance and investments; providing temporary use of online non-downloadable software that enables users to access financial counseling services and financial management services provided by third parties; providing temporary use of online non-downloadable software that enables users to access financial counsel services via third-party partnerships.

Providing temporary use of online non-downloadable computer software for collecting, analyzing, forecasting, modeling and organizing data in the field of data analysis; providing temporary use of online non-downloadable computer software for collecting, analyzing, forecasting, modeling and organizing data in the field of data signal processing; providing temporary use of online non-downloadable computer software for collecting, analyzing, forecasting, modeling and organizing data in the field of frequency analysis; providing temporary use of online non-downloadable computer software for collecting, analyzing, forecasting, modeling and organizing data in the field of predictive analytics; scientific and technological research in the field of data analysis; scientific and technological research in the field of data signal processing; scientific and technological research in the field of frequency analysis; scientific and technological research in the field of predictive analysis.