(a) financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; financial authentication services, namely, payment authentication services, payer authentication services; authentication of credit card and debit cards; authentication of identity to reduce fraud in payment card transactions; bill payment services, electronic bill payment services, payment processing services, payment routing, clearing and settlement services; financial transfer and transaction services; financial services, namely facilitating the approving or declining of credit and debit card transactions; financial services provided with computerized biometric authentication and identification in order to secure transactions and payments of all kinds; financial transaction authentication and verification services; payment services provided via computerized biometric authentication; financial risk management; financial screening, verification and regulatory services, namely, cheque verification services, verification of financial information; data mapping in the financial sector; financial services to combat fraud; financial intelligence services; financial reporting; gathering and provision of financial, payment and consumer spend information and advice; financial reporting; financial intelligence services; credit card services, debit card services, debit and credit account services; electronic funds transfer services; financial database services; (b) authentication of information, messages and data, namely, identity authentication and verification, digital signature authentication services for authentication of others, namely, data encryption and data integrity, providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; information technology services, namely, research and development services provided to financial institutions in the field of credit, debit and payment cards, market research services, developing marketing strategies and marketing concepts for others; industrial analysis and research services provided to financial institutions in the field of credit, debit and payment cards; software as a service (SAAS) provider in the field of providing customer relations management; authentication and checking services in relation to biometric authentication, including in relation to payments or fund transfer; computerized biometric authentication services, including relating to secure payment services; software as a service in relation to the electronic funds transfer processing, authentication processes, biometric authentication, secure communication and data encryption and decryption; development, design, implementation, control, analysis and consulting services relating to computer software and hardware and systems, including for authentication and identification of persons, including for the process of financial transactions and payments of any kind; authentication and verification services relating to payments or transfer of funds; encryption, decryption and authentication of information and data, relating in particular to biometric authentication of individuals during the process of electronic payments and transactions; information, advisory and consultancy services relating to all the aforesaid services;

Fraud and identity theft protection services; monitoring of computer systems for security purposes; fraud detection services in the field of electronic payment cards for on-line purchasing; investigation and surveillance services for the purposes of detecting and protecting against identity theft; fraud and identity theft detection and prevention services, namely, monitoring of consumer personal information and financial information to detect and prevent fraud and identity theft; fraud and identity theft detection and prevention services, namely, monitoring the internet and public records to facilitate the detection of and prevention of identity theft and fraud; consulting services in the field of fraud and identity theft, namely, providing services to individuals and financial institutions to address identity restoration and security after identity theft or fraud; financial sector support services, namely, computerized fraud detection and evaluation services involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses; financial risk management services for financial institutions for the purposes of detecting and protecting against fraud and identity theft

Security service for credit, debit and payment cards matching location information from a wireless device with purchases on payment cards.

Computer hardware and peripherals, namely, calculating machines, in the nature of calculators, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, hard disk drives, external computer hard drives, USB flash drives, monitors, personal digital assistants (PDAs); computer software for encrypting and protecting the integrity of financial data and electronic communications over computer networks for use by individuals and financial institutions and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing encryption, authentication, access control and security features for authentication purposes within computer networks and through external connections, namely, point of sale terminals, card readers and computers and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for biometric systems for the identification and authentication of persons and user manuals and guides for all of the foregoing distributed as a unit with the software; computer software for implementing security methodology involving encryption of payment card numbers and financial data and electronic transmission over computer networks and user manuals and guides for all of the foregoing distributed as a unit with the software

(a) financial services, namely, credit card services, debit card services and debit account services; electronic funds transfer services; and financial information provided by electronic means, namely via a website, in the field of financial management, financial analysis, credit card services, debit card services, debit account services, electronic payment services; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and financial data; financial advisory services pertaining to security methodology involving the identification and authentication of persons, namely, the encryption and authorization of payment card numbers and financial data; (b) consulting services in the field of computer and financial services, namely, technical support services in the form of trouble shooting software problems in the field of online financial management, consulting services regarding financial management, namely, payment solutions, credit card, debit card, payment card and automatic teller machines services; consulting services involving technical and network consulting, namely research and development services provided to financial institutions in the field of credit, debit and payment cards, software customization, deployment assistance, namely, marketing services in the field of arranging for the distribution of the products of others all in the field of information security, secure network operations and data encryption and decoding services; consulting services regarding market research services and developing marketing strategies and marketing concepts for others in the field of financial services, in particular credit, debit and payment card services; consulting services relating to encryption of payment card numbers and financial data; computer network security and management services; consulting services in the field of biometric systems for the identification and authentication of persons

Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value; electronic credit and debit transactions, bill payment and presentment services, cash disbursement, and transaction reconciliation, consolidated funds settlement services, settlement/reconciliation; electronic payment processing services; value exchange services, namely, secure electronic cash transactions over public computer networks to facilitate electronic commerce and electronic funds transfer; providing financial information, namely credit and debit card data and reports; dissemination of financial information via a global computer network; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; payer authentication services.

(a) business management services; business consulting services in business leadership development and business management; business development services, namely, providing educational support and advice in the field of financial planning for new businesses of others; incubation services, namely, providing furnished and equipped office space to start-ups, emerging companies, and entrepreneurs; (b) venture capital funding services to emerging and start-up companies; incubation services, namely, providing financial support, namely, financial planning, providing financial information and providing financing for start-ups, emerging companies, and entrepreneurs; consulting services, namely, providing technical assistance in the establishment and operation of start-ups, emerging companies and entrepreneurs in the fields of financing services, private equity funds and debt fundraising; financial advisory services

(a) Financial services, namely, credit card and debit card services; electronic funds transfer services; and financial information provided by electronic means; financial advisory services pertaining to security methodology involving the encryption of payment card numbers and related data; (b) Consulting services and deployment assistance relating to encryption of payment card numbers and related data; design, development, maintenance and update of computer software in relation to fraud detection for enhancing security on credit cards, fraud detection for making, processing and completing payments online or over a telecommunications network, anti-hacking software, making, processing and completing payments online or over a telecommunications network, biometric systems for the identification and authentication of persons and facial recognition for the identification and authentication of persons

Promoting the sale of the goods and services of others through the distribution of printed materials, electronic offers and promotional contests, discounts on office supplies, computers, construction equipment, business travel discounts, coupons; preparation of business reports, namely, expense report preparation and management; financial services, namely, providing credit card and debit card services; financial transaction authorization and settlement services; advisory services relating to all of the foregoing.

Market research services; market research services in the nature of measuring, impression measuring, tracking, and demographic modeling of audiences for online media and online advertisements; market research services in the nature of tracking and measuring audience viewing of, exposure to, and reactions to online advertisements; Preparing market reports and studies from the aforesaid marketing information and research; market research service in the nature of conducting online advertising campaign measurement and analysis, and demographic studies for others; market research services in the nature of conducting audience validation services to verify the market impressions and demographics

Electrical and scientific goods namely, magnetically encoded credit cards; magnetically encoded debit cards; magnetically encoded cards and cards containing an integrated circuit chip ('smart cards') for financial applications; magnetically encoded cards, smart cards and integrated circuit cards for use as credit, stored value, security identification, access and record storage cards; and smart cards and magnetic cards containing programming used to secure electronic transmission of financial data and information.

Financial services, namely, payment card services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services, namely, providing electronic funds and currency transfer services; electronic payments services, namely, electronic cash transactions, namely, cash disbursement services; credit card verification services; check verification services.

Packaging and storage of goods; travel arrangement; tourist information and travel services, organisation and management of tours and provision of transportation information; booking agency services; ticket reservation services; agency services for arranging the rental of cars; provision of travel and transportation information; arranging and booking of holidays, excursions and visits; arranging airline tickets, cruise tickets and train tickets; escorting of travellers and their luggage; tourist offices; travel agency services, namely, making reservations and bookings for transportation; tour guide services; car rental services; advisory and consultancy relating to all the aforesaid; arranging travel and information therefor, all provided on-line from a computer database or the Internet; computerised reservation services for travel.