Financial services, namely providing credit card, debit card, charge card and stored value prepaid card services, remote payment services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, transaction authorization and settlement services, provision of debt and credit services by means of radio frequency identification devices (transponders), cheque verification services, issuing and redemption services relating to traveller's cheques and travel vouchers; promoting the goods and services of others, namely the promotion of live entertainment events, and the administration and promotion of loyalty programs, discount programs and incentive programs, all such promotional services being performed through the distribution of coupons, promotional contests, distribution of printed advertising, broadcasting of advertisements by telecommunication, discount programs, incentive programs, and loyalty programs; entertainment services, namely the sponsorship of live entertainment events.

Financial services, namely, bill payment services; credit card, debit card and prepaid card transaction processing services, namely, authorization, settlement, verification, clearing and reconciling of credit card, debit card and prepaid card transactions; electronic bill payment processing services; financial settlement and authorization services relating to payment card transactions; payer authentication services, namely, provision of services relating to the authentication of cardholders, merchants and banks for payment card transactions; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; cash disbursement services; payment transaction authorization and settlement services; provision of financial information processing services by means of a global computer network; provision of a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, and other payment cards; provision of fraud prevention, monitoring and reporting services; risk management services; telecommunications gateway services for providing the electronic transmission of data, documents and information via a communications network in the field of financial services.

Business expense management services; collecting, tracking and reporting of business expense data; financial services, namely, reporting business expenses; providing temporary use of non-downloadable software for collecting, tracking, analyzing, managing and reporting of business expense data.

Computer hardware and software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services.

Financial services, namely financial institution services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation.

Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; charge cards, financial institution cards; credit cards, debit cards and payment cards; card readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, financial institution and telecommunications industries; and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards.

Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services, namely financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services, credit services, providing payment card services, stored value electronic purse services, payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database, providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services, cheque verification services, issuing and redemption services all relating to travellers’ cheques and travel vouchers.

Advertising services, namely advertising the wares and services of others; business consulting services, namely commercial and business management assistance; advisory services for business management.

Financial services, financial institution services and credit services, all namely providing credit card, debit card and stored value prepaid card services; credit card, debit card, pre-paid card and stored value card services.

Entertainment and education services, namely the provision of conferences, seminars, exhibitions, symposiums, training courses, lectures, brochures, newsletters, and consultation services in the fields of financial transaction facilitation and market analysis; provision of electronic publications (not downloadable), namely brochures and newsletters in the fields of financial transaction facilitation and market analysis; providing on-line electronic publications, namely brochures and newsletters in the fields of financial transaction facilitation and market analysis; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed, namely websites, brochures and newsletters in the fields of financial transaction facilitation and market analysis; information relating to education and entertainment services, namely the provision of brochures and newsletters in the fields of financial transaction facilitation and market analysis.

Entertainment and education services, namely the provision of conferences, seminars, exhibitions, symposiums, training courses, lectures, brochures, newsletters, and consultation services in the fields of financial transaction facilitation and market analysis; provision of electronic publications (not downloadable), namely brochures and newsletters in the fields of financial transaction facilitation and market analysis; providing on-line electronic publications, namely brochures and newsletters in the fields of financial transaction facilitation and market analysis; publication of electronic books and journals on-line; providing publications from a global computer network or the Internet which may be browsed, namely websites, brochures and newsletters in the fields of financial transaction facilitation and market analysis; information relating to education and entertainment services, namely the provision of brochures and newsletters in the fields of financial transaction facilitation and market analysis.