Computer hardware, computer software, namely, software for securing payment transactions by electronic means, encryption software, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions, software designed to enable smart cards to interact with terminals and readers, software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and telecommunications industries, software for encrypting and protecting the integrity of data and electronic communications over computer networks, software for implementing encryption, authentication, access control and other security features within computer networks and through external connections, software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks, and software for the processing of financial transactions via credit, debit, financial institution transaction and smart cards; computer hardware; encryption keys and digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the internet and to enable secure, confidential communication between two parties; digital signatures for proof of origin and integrity of transmitted data; magnetic encoded cards and cards containing an integrated circuit chip ('smart cards') to enhance security of transactions when using such cards; charge cards, financial institution transaction cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, financial institution and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, financial institution transaction cards, credit cards, debit cards and payment cards; vending machines; paper, cardboard, goods made of these, printed matter, and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements; bookbinding material; photographs; stationery, namely pens, pencils and markers; adhesives for stationery or household purposes; paint brushes; typewriters; playing cards; printers' type; printing blocks; printed publications, namely pamphlets, brochures, newspapers, journals and magazines all relating to financial services.

Procurement cards, namely commercial credit cards; computer software for conducting transactions involving procurement, purchasing, and payment through electronic means; computer software for facilitating payment transactions by electronic means; operating software for use in connection with electronic procurement systems.

Insurance services; financial services; namely credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services; electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; financial services provided over the telephone and by means of a global computer network or the internet.

Insurance services; providing credit card, debit cards, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely providing electronic payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information namely administering and providing loyalty programs and discount and promotional incentive programs, online; services in the accessibility, storage and utilisation of a store of digitised information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; the above financial services provided over the telephone and by means of a global computer network or the internet; promoting the use of payment cards through discounts and promotional incentives, namely providing coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats.

Financial services, namely credit card services; consultation services, namely payment card administration consulting services; providing access to web-based applications, namely payment card administration applications and payment card administration instructional applications.

Financial services, namely, providing stored value prepaid card services, processing services for prepaid cards and transactions, remote payment services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization, clearance and settlement services, and advisory services relating to the aforesaid services; the above financial services provided over the telephone and by means of a global computer network or the internet.

Insurance services; financial services, namely credit services, providing credit card, debit card, charge card and stored value prepaid card services, remote payment services, stored value electronic purse services, providing electronic funds, currency transfer and money transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services, provision of debit and credit services by means of radio frequency identification devices (transponders), clearing and reconciling financial transactions via a global computer network, person-to-person and person-to-business money transfer and payment services transacted by means of a computer network, payroll and benefits payment services, payment remittance services, electronic transmission of money from customer to customer, electronic transmission of bill and payment data, travel insurance services, cheque verification services, issuing and redemption services all relating to travellers cheques and travel vouchers, electronic bill payment services providing through a website, and service in the accessibility, storage and utilisation of a store of digitised information representing monetary value in hand-held technology accessible to use by an individual; the provision of the above financial services for the support of retail services providing through mobile telecommunications means, including payment services through wireless devices; the provision of the above financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; the above financial services provided over the telephone and by means of a global computer network or the internet.

Computer hardware; computer software and computer programs related to financial services, namely, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions and for the processing of financial transactions via credit, debit, and smart cards; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines; paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; playing cards; printers' type; printing blocks; printed publications, namely, pamphlets, brochures, newspapers, journals and magazines, all relating to banking.

Insurance services; financial services related to payment cards and credit cards, namely credit card and debit card services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services related to payment cards and credit cards, namely credit card and debit card services provided over the telephone and by means of a global computer network or the internet.

Concierge services, namely meeting planning services, event reminder services, provision of dining information and reservations, provision of lodging and airline information and reservations, provision of car and limousine information and rentals, provision of business protocol and etiquette information, meet and greet services, provision of theatre, concert, and special event reservations, provision of golf course information and reservations, and provision of customized gift and incentive ideas for employees, colleagues, and customers; computer virus protection and data recovery services; spending data collection, organization, consolidation, analysis, management, viewing, and report generation services; roadside assistance services; extended warranty services; travel assistance services, namely provision of emergency cash, replacement of lost tickets and documents, lost luggage assistance, and provision of information on required travel documents, immunization and currency rates for foreign countries; legal referral services; liability protection services; administration and provision of a points-based loyalty program; administration and provision of a discount payment program for the wares and services of others; and foreign tax reimbursements services.

Computer hardware; computer software and computer programs related to financial services, namely, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions and for the processing of financial transactions via credit, debit, and smart cards; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines; paper, cardboard, goods made from these materials, printed matter, artists' materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; bookbinding material; photographs; stationery, namely pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; playing cards; printers' type; printing blocks; printed publications, namely, pamphlets, brochures, newspapers, journals and magazines, all relating to banking.

Insurance services; financial services related to payment cards and credit cards, namely credit card and debit card services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services related to payment cards and credit cards, namely credit card and debit card services provided over the telephone and by means of a global computer network or the internet.

Insurance services; financial services, namely providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units; providing electronic funds and currency transfer services; electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash payment authorization services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; the provision of the above financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of the above financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; bill payment services provided through a website; the above financial services provided over the telephone and by means of a global computer network or the Internet.