Advertising services, namely advertising brochures and leaflets distribution for others, database marketing services in the form of compiling customer specific databases, data marketing services, namely collection of market research information, design of marketing surveys, statistical evaluations of marketing data, promoting the sale of goods through the issuance, distribution and sale of gifts cards; promoting the sale of credit card accounts through the administration of incentive award programs; advertising agency services, marketing services in the field of arranging for the distribution of samples of products for others, help in the management of commercial functions of an industrial or commercial enterprise through the administration of customer fidelity card programs, leasing of advertising material for others; advertising services, namely distribution of samples for publicity purposes; business management services; business administration services; office functions, namely business planning, computerised business information storage and retrieval, computerised data processing namely updating and maintenance of data in computer databases and data base management; shop window dressing; demonstration of goods; publication of publicity texts; organisation of art trade fairs, automobile trade fairs, craft trade fairs, fashion trade fairs, clothing trade fairs, furniture trade fairs, for commercial or advertising purposes; organisation of art exhibitions, automobile trade show exhibitions, craft trade show exhibitions, fashion trade show exhibitions, for commercial or advertising purposes; sales promotion for others, namely promoting goods and services by preparing and placing advertisements in an electronic magazine accessed through a global computer network, through the distribution of discount cards; help in the working of a franchise commercial business; help in the commercial functions of a commercial undertaking, consisting of the management of orders placed via a global communication network; help in the working of the industrial and commercial functions of an industrial or commercial undertaking by means of the issuing and administration of purchase cards; modelling for advertising or sales promotion; management of department stores; promoting shopping centres for others through the distribution of printed material and promotional contests; help in the management of the business affairs or commercial functions of an industrial or commercial enterprise; auctioneering; sales promotions for others through the distribution of a loyalty customers card; sales promotions for others through the distribution of bonuses customers card; help in the management of the business affairs or commercial functions of an industrial or commercial enterprise, namely business management assistance for industrial and commercial companies, management and operation assistance to commercial businesses; real estate services, namely real estate sales management services.

Insurance; financial affairs, namely financial analysis, financial clearing houses, financial exchange of data between financial institutions and their customers, financial forecasting, financial guarantee and surety; financial information, namely preparing and publishing company financial annual reports, credit card interest rates, rates of exchange, stock exchange quotations, student loan information; financial investments in the fields of commodities, gold, investment notes, mutual funds, real estate, securities, financial management, financial planning, financial research, financial valuation of personal property and real estate, fiscal assessment and evaluation, income tax preparation, insurance services, investment financial counselling, lease-purchase financing, loans, mutual fund services; monetary affairs, namely funds investment, financial investment brokerage, capital investment, management of portfolio comprising securities, management of portfolio of transferable securities; securities, brokerage, corporate finance procurement services, fund management, electronic monitoring of credit card activity and banking machine video surveillance for fraud and theft detection and prevention purposes, capital investments, exchanging money, issuance of credit cards; real estate services, namely real estate acquisition for others, real estate consultancy and real estate appraisal and valuation; credit card services, debit card services, debit collection agencies; credit bureaux; rental of offices (real estate); issue of tokens of value; foreign exchange transactions; financial management; mutual funds; capital investments; check (cheque) verification; check (cheque) collection, namely issuance of bank checks, cheque cashing services, cheque processing ; issuing of travellers' checks (cheques); financial clearinghouse services; mutual funds and mutual fund brokerage; fund investments; electronic funds transfer; business liquidation services (financial), namely brokerage for securities liquidation; exchanging transactions, namely electronic funds transfer, money transfer, electronic transfer of money, electronic funds transfer by telecommunications; instalment loans; lending against security; lending against pledge; numismatic appraisal; real estate appraisal; charge card services; pre-paid credit and gift card services; electronic credit and debit transactions; cartes à puce and electronic cash services, namely credit and cash card services; cash disbursement; cash replacement rendered by credit card and debit cards; electronic cash transactions, namely electronic bill payment, payment gateway services, payment card services; automated teller machine services; payment processing services, namely processing electronic payments made through prepaid cards, tax payment processing services, electronic processing and transmission of bill payment data; transaction authentication and verification services, namely authentication of credit card applications; travel insurance underwriting services; financial risk assessment services; risk management services; providing on-line news in the field of finance.

(a) promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing concierge services for travelers, namely, making business meeting arrangements; (b) financial services, namely, charge card, credit card and debit card services; credit card payment processing services; computerized credit verification, namely, evaluation of the credit worthiness of companies and private individuals, and financial risk management services; providing information in the fields of foreign currency; providing cash and other rebates for credit card use as part of a customer loyalty program; (c) providing travel information; providing flight arrival and departure information; arranging for travel visas, passports and travel documents for persons traveling abroad; making car rental and limousine reservations for others; arranging travel tours for others; providing concierge services for travelers, namely, making travel arrangements; (d) concierge services for travelers, namely, making event ticket purchases; Language translation services; entertainment ticket agency services, namely, arranging for ticket reservations for entertainment, sporting and cultural events; travel information services, namely, providing advice to travelers on entertainment, cultural and sporting events; (e) rental of computers; (f) providing advice to travelers on hotels and restaurants; travel ticket reservation services, namely, making reservations for travel, namely, booking accommodations for travelers; providing concierge services for travelers, namely, making restaurant reservations; making reservations and bookings for others for accommodations and meals at health spas; (g) making reservations for travel and bookings for others at beauty salons and spas; (h) concierge services for others comprised of making requested personal arrangements, making reservations and providing customer-specific information to meet individual needs for a wide variety of types of users, such as individual, household, business, and traveler all rendered in business establishments, office buildings, airports, hotels, residential complexes and private homes, and via the telephone, electronic mail and the Internet; providing concierge services for travelers, namely, personal gift selection for others by making floral and gift purchases, gift reminder services and gift locator services, personal shopping services for others; concierge services for others comprised of making requested personal arrangements and reservations and providing customer-specific information to meet individual needs of card holders and travelers all rendered in business establishments, office buildings, airports, hotels, residential complexes and private homes, and via the telephone, electronic mail and the Internet; providing non-medical personal assistance services for others to meet the needs of individuals in the nature of planning, organizing, coordinating, arranging and assisting individuals to perform daily tasks; fraud detection services in the field of credit cards.

Credit card services; all foregoing services offered only to the wholesale trade and/or designed for security personnel.

Gift cards.

Promoting the sale of wares and services through a consumer loyalty program.

Banking services

Banking services namely currency exchange services

(1) Computers; apparatus for payment with encoded or magnetic cards; automatic payment machines; computer hardware and software for facilitating payment transactions by electronic means; electronic payment terminals; electronic verification terminals, machine readable devices and read out apparatus for verifying authentication of payment cards; machine readable devices for cashless payment systems; encoded or magnetic bank cards, credit cards, debit cards, prepaid cards and payment cards; read out apparatus for use in the authentication of cashless payment means

(2) Software for secure protected online payments; E-commerce software to allow users to perform electronic business transactions via a global computer network software for facilitating payment transactions over the Internet and other electronic communications networks; terminals for electronically processing credit card payments

Reward program cards, loyalty cards, membership cards, cards for use in connection with loyalty programs, sales and promotional incentive schemes and promotional services.

Customer loyalty program.

Greeting cards

Providing a website featuring information and blogs in the fields of education and education reform

Public advocacy to promote awareness of the importance of education and education reform; providing a website featuring information and blogs in the fields of education and education reform; research in the field of education; analyzing educational tests scores and data for others; consultation in the field of K-12 educational systems; educational course monitoring, namely, tracking student performance