Business services, namely processing credit card payments, debit card payments and electronic payments for insurance, risk management and human resources and benefits consulting services

Providing on-line business information regarding human resources management; business advisory services in the fields of international human resources and employee benefits; human resources management services and providing on-line information in connection with the foregoing

Providing information in the field of employee financial benefit plans; providing on-line insurance information; employee benefit advisory services for benefit plans concerning insurance and finance; providing information in the field of employee insurance benefit plans via a website for the purpose of managing employee insurance benefit plans

Insurance and reinsurance brokerage services; insurance and reinsurance underwriting services; financial and insurance risk management services, namely, financial modeling, forecasting and analysis, catastrophe and geospatial modeling, actuarial analysis and analysis and review of reinsurance market security; insurance and reinsurance claims processing; financial administration of insurance and reinsurance claims; insurance risk management services; insurance risk portfolio analysis and insurance risk portfolio optimization; enterprise risk management (ERM) advice and consulting, namely, providing reinsurance risk information and data used in connection with legal, regulatory and rating agency requirements; insurance consultation, namely, reinsurance structuring consultation and implementation.

Business consulting services in the field of insurance risk management; business risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy; insurance administration services in the fields of property, casualty and business risk insurance; insurance administration.

Insurance brokerage services in the fields of property, casualty and business risk insurance; insurance advisory services; financial risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy.

Business consulting services in the field of insurance risk management; business risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy; insurance administration services in the fields of property, casualty and business risk insurance; insurance administration.

Insurance brokerage services in the fields of property, casualty and business risk insurance; insurance advisory services; financial risk assessment and management services, namely, evaluating a client's exposure to risk, developing strategies to reduce or eliminate risk, and implementing and monitoring effectiveness of risk management strategy.

Human resources analysis and consulting services, namely, development of holistic human resources plans for employers that encompass the full spectrum of organizational wellbeing, including employee health insurance and benefits, compensation, retirement and wellbeing plans; Administration of employee welfare benefit plans concerning insurance and finance; insurance administration.

Advisory services in the field of employee benefits for group healthcare and business insurance; insurance consultation services in the field of employee benefit plans, namely, health, dental, vision, retirement, wellbeing, life and disability insurance; insurance brokerage; insurance administration.

Insurance claims auditing services; medical claims management services, namely, receiving, data entering, and re-pricing of transactions that are originated by physicians, hospitals, and ancillary medical care providers; international human resources and employee benefit advisory services; human resources management services and providing on-line information in connection with the foregoing; customized business consultation regarding selection of workers compensation specialty provider networks and workers compensation specialty provider claims administration to employers in accordance with state worker's compensation laws and administrative rules for the treatment, diagnostic testing and specialist care of workers; business research, namely, providing data analysis of workers compensation medical providers and treatment plans; prepare business and financial reports for others relating to workers compensation insurance claims from information obtained over a global communications network; business risk management consultation regarding business risk assessment evaluation, conducting business hazard surveys, business data analysis of insurance losses, business auditing and insurance claims auditing services for compliance with federal and state occupational safety and health administration regulations, property and liability business risk and cost assessment services; disaster recovery services, namely, business continuity consulting and planning; business investigations, crisis management in the nature of business risk management services, business and human reputation investigations, and business and human reputation restoration in the nature of business risk management services and business risk consulting services; business risk management consultation services relating to cyber security and non-cyber security breaches and oversight of alternative business risk management strategies; financial record keeping for insurance risk management and regulatory compliance purposes related to evaluating and administering costs of crisis management, security breaches, institutional response costs, and targeted communications costs; ergonomic risk evaluations relating to commercial matters and ergonomic risk statistical evaluations of insurance claims performance measures for others; business evaluation of worker safety programs and developing business risk management programs for others; preparing business and financial reports for others relating to insurance claims; business consultation services, namely, financial accounting for regulatory compliance by management officers; business risk management consultation, namely, critical incident and loss prevention, international risk management, and risk management consulting; managed care services, namely, health care cost containment, health care utilization review and pre-certification services, health care cost review, computerized database management and electronic processing of health care information; business consulting services, namely, assisting evangelical organizations in the creation and oversight of alternative business risk strategies and conducting business audits for evangelical organizations with respect to their insurance alternative risk management vehicles; business administration of programs for corporate clients intended to lower health care costs and increase business productivity through employee health, wellness, and nutritional changes; healthcare analytics, namely, collection and analysis of quality metric data for a network of healthcare providers and employee health professionals for business purposes; providing an insurance exchange in the nature of a marketplace that offers purchasers of insurance and other benefits products a variety of plans and products from multiple providers; operating an online marketplace for sellers and buyers of insurance products and services; promoting the services of others by means of an online exchange featuring insurance plans, products and services; charitable services in the field of the collection and charitable distribution of stuffed bears; charitable services, namely, organizing and conducting volunteer programs and community service projects; providing online guidelines in the field of risk management for human resources departments.

Insurance brokerage, and administration of self-insurance programs for others, namely, alternative financial risk transfer and captive management insurance and reinsurance, and property, casualty professional lines and workers' compensation insurance; insurance brokerage, namely, arrangements for fronting and reinsurance placement; insurance consulting; administering self-insurance programs for other; insurance claims administration and processing; insurance services, namely, managing and processing claims for workman's compensation and occupational health and safety legislation injuries and liability insurance claims; appraisal of various types of insurance risks, namely, health insurance, general liability, accident insurance, dental insurance, vision insurance, life insurance, long term disability insurance, long term care insurance, critical illness insurance, insurance annuities, terrorism insurance, workers compensation insurance, real and personal property insurance, automobile insurance, professional liability and medical malpractice insurance appraisals of alternative risk and captives insurance pools, property, casualty, cyber liability, fine arts, management liability, terrorism, environmental liability, and trade credit and political risk; insurance agency services, insurance brokerage services and insurance administration services, namely, providing wrap-up or owner-controlled insurance programs for the construction industry via online computer software; financial planning consultation; insurance brokerage services, insurance agency services, and insurance administration services in the field of health insurance, general liability, accident insurance, dental insurance, vision insurance, life insurance, long term disability insurance, long term care insurance, critical illness insurance, insurance annuities, terrorism insurance, workers compensation insurance, real and personal property insurance, automobile insurance, professional liability and medical malpractice insurance; investment advisory services; investment brokerage; employee benefit advisory services for benefit plans concerning insurance and finance; consulting services in the field of employee financial benefit plans concerning insurance and finance; employee benefits insurance brokerage in the field of life, health and accident insurance; employee benefits consulting services, namely, management of employee financial benefits programs and insurance coverage; medical insurance brokerage services for international travelers, namely, underwriting medical insurance; international financial risk management; management of international employee benefits insurance programs and insurance coverage actuarial services; providing insurance services in the field of business crisis management and related costs, namely, provision of insurance to restore the reputation of persons and businesses; providing insurance services for costs of restoring business reputation; insurance services, namely, providing insurance for the cost of managing business reputation damaged by cyber security and non-cyber security breaches, remediation response costs and targeted communications response costs; management of international employee benefits insurance programs and insurance coverage; reporting service in the nature of providing information in the field of international pensions and providing insurance brokerage services in the field of business crisis management and related costs, namely, provision of insurance to restore the reputation of persons and businesses; providing insurance actuarial services for costs of restoring business reputation; insurance brokerage services, namely, providing insurance for the cost of managing business reputation damaged by cyber security and non-cyber security breaches, remediation response costs and targeted communications response costs; insurance underwriting for aviation, inland marine, automobile and ocean cargo insurance programs; claims adjustment in the field of insurance using insurance adjuster analytics; charitable fundraising services, by means of organizing and conducting fundraising events; insurance administration for travelers, namely, provision of insurance for medical expenses, emergency evacuation and repatriation, pre departure trip cancellation, post-departure trip interruption, travel delay, loss, delay or damage to baggage and personal effects and accidental death and dismemberment while on trip; appraisals for insurance claims of real estate; insurance claims administration; worker's compensation assessment evaluation, namely, claims administration in the field of worker's compensation

Managed care services, namely, health care cost containment, health care cost review, computerized database management and electronic processing of healthcare information; customized risk management consultation services, namely, risk evaluation, hazard survey, loss analysis, property and liability assessment, safety program evaluation and underwriting and risk exposure; creation of risk control programs

Providing insurance services in the field of risk management solutions, namely, claims administration, claims processing, claims status information, and underwriting of risk assessments; providing online insurance information and insurance services in the field of workers compensation, general liability, automobile liability, professional liability, medical malpractice and property, including claims administration, claims processing, claims status information, and preparation of business reports; providing online insurance information and insurance services in the field of health care, namely, claims administration, claims processing, claims status information, and member eligibility and enrollment information; administration of preferred provider plans in the field of healthcare administration of managed care health insurance services; information management services in the field of insurance claim adjusting, namely, providing an on-line computer database containing insurance information for insurance claim adjustment and for accessing insurance claims; providing online information in the field of health care insurance

Customized business risk management consultation regarding business risk assessment evaluation, conducting business hazard surveys, business data analysis of insurance losses, business auditing and insurance claims auditing services for compliance with federal and state occupational safety and health administration regulations, property and liability business risk and cost assessment services, ergonomic risk evaluations relating to commercial matters and ergonomic risk statistical evaluations of insurance claims performance measures for others, business evaluation of worker safety programs and developing business risk management programs for others; preparing business and financial reports for others relating to insurance claims from information obtained over a global communications network

Customized financial risk management consultation regarding insurance underwriting services for all types of insurance to minimize and mitigate risk exposure; insurance services in the field of financial risk management solutions, namely, insurance claims administration, insurance claims processing, providing insurance claim status information and insurance underwriting services for all types of insurance to minimize and mitigate risk exposure; insurance administration through a network of insurance providers; providing on-line insurance information; information management services in the field of insurance claim adjusting, namely, providing an on-line computer database in the field of insurance information regarding insurance claims adjustments and accessing insurance claims information; providing insurance claims information over a global communications network

Customized business risk management consultation regarding business risk assessment evaluation, conducting business hazard surveys, business data analysis of insurance losses, business auditing and insurance claims auditing services for compliance with federal and state occupational safety and health administration regulations, property and liability business risk and cost assessment services, ergonomic risk evaluations relating to commercial matters and ergonomic risk statistical evaluations of insurance claims performance measures for others, business evaluation of worker safety programs and developing business risk management programs for others; preparing business and financial reports for others relating to insurance claims from information obtained over a global communications network

Customized financial risk management consultation regarding insurance underwriting services for all types of insurance to minimize and mitigate risk exposure; insurance services in the field of financial risk management solutions, namely, insurance claims administration, insurance claims processing, providing insurance claim status information and insurance underwriting services for all types of insurance to minimize and mitigate risk exposure; insurance administration through a network of insurance providers; providing on-line insurance information; information management services in the field of insurance claim adjusting, namely, providing an on-line computer database in the field of insurance information regarding insurance claims adjustments and accessing insurance claims information; providing insurance claims information over a global communications network