Downloadable computer software for the processing and exchange of cryptocurrencies and blockchain transactions; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology; downloadable computer software for maintaining cyber security for the processing and exchange of cryptocurrencies and blockchain transactions; downloadable music files authenticated by non-fungible tokens (NFTs); downloadable multimedia files containing artwork, text, audio, and video authenticated by non-fungible tokens (NFTs); downloadable computer software and applications for mobile devices for facilitating and administering banking, payment by credit card, debit card, and virtual payment card, automatic teller machine services, electronic funds transfer services, electronic bill payment processing services, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and management in the metaverse and other virtual worlds; downloadable computer software and applications for mobile devices comprising a digital wallet that stores customer account information and permits consumers to access coupons, vouchers, voucher codes, discount codes, and rebates at retailers and to obtain loyalty and monetary rewards that can be credited to their accounts in the metaverse and other virtual worlds; downloadable computer e-commerce software to allow users to perform electronic business transactions in the metaverse and other virtual worlds

Provision of an online marketplace for buyers and sellers of downloadable digital goods and media authenticated by non-fungible tokens (NFTs); promoting the goods and services of others by means of coupons, discounts, advertisements, rewards, incentives and loyalty programs in the metaverse and other virtual worlds, generated in connection with the use of credit and debit cards; promoting the sale of tickets for cultural events, charitable events, and special events of others, namely, concerts, sporting events, travel tours, fine dining festivals, music festivals, film festivals, music award shows, and movie award shows in the metaverse and other virtual worlds by means of coupons, discount cards, advertisements, rewards and incentives generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests

Payment cards and stored value cards, namely magnetically encoded credit cards, debit cards and prepaid all-purpose payment cards, and integrated circuit enabled credit cards, debit cards and prepaid all-purpose payment cards; electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and prepaid all-purpose payment cards, namely magnetically encoded and integrated circuit enabled card readers; downloadable electronic publications, namely newsletters; advertising displays, namely decals, signs, labels, shelf danglers, tent cards, bill presenters and tip trays.

Payer authentication services; pre-paid card and stored value card services, namely credit card services, debit card services, and prepaid all-purpose payment card services; retail services provided on-line, through networks or other electronic means using electronically digitized information, namely processing of payments for purchases made electronically through computers, mobile phones and PDA’s; statistical information, namely the provision of statistical information concerning consumer purchasing patterns, tendencies and histories; preparation of statements of accounts; business management; business administration; commercial, industrial and business management assistance; maintenance of financial records; dissemination of financial information via the Internet and other computer networks; bookkeeping; insurance services; travel insurance services; roadside assistance services; legal referral services; purchase assurance services; extended warranty services, namely providing extended warranties on products purchased using a payment card; automatic bill payment services; remote payment services; co-branding services; advertising services, namely advertising the wares and services of others.

Business consulting services for digital transformation; business management consulting

Financial sponsorship of datathons; financial sponsorship of events, symposia, conferences, and workshops in the fields of business and information technology; charitable services, namely, providing financial assistance to non-profit organizations; financial sponsorship of charitable and non-profit organizations

Computer hardware and downloadable software for facilitating and administering payment transactions, banking transactions, and payment card services and parts and fittings for all the aforesaid goods; computer hardware and downloadable software for electronic processing and transmission of bill payment data and parts and fittings for all the aforesaid goods; computer hardware and downloadable software for cash disbursement machine services, automatic teller machine services, transaction authentication, electronic payment routing, authorization and debt settlement services, fraud detection and management, data disaster recovery and encryption services and parts and fittings for all the aforesaid goods; telecommunication and electrical apparatus and instruments, namely, apparatus for the recording, transmission and reproduction of data, namely, sound and images, in the nature of, telecommunication equipment, namely, central processing units (processors), computer memory cards, boards and expansion modules, electronic notice boards, mobile handheld computers, namely, smartphones, tablet computers, pocket planners and personal digital assistants (PDA's), portable telephones, radio pagers, audio receivers and video receivers, transmitters of electronic signals, namely, telephone, video and radio transmitters, all for use in transmitting text messages and bill payment data, telecommunication apparatus and instruments for the electronic registration, transmission and reproduction of text and bill payment data, namely, central processing units, computer memory cards, electronic notice boards, portable telephones, personal digital assistants (PDAs), radio pagers, audio receivers and video receivers, transmitters of electronic signals, namely, video, radio, and telephone transmitters and parts and fittings for all the aforesaid goods; accounting machines, namely, calculators, electronic calculators, coin changers, coin counting and sorting machines, currency sorting machines and parts and fittings for all the aforesaid goods; apparatus, namely, computer hardware and software for tracking, management and analysis of financial accounts via a global computer network and parts and fittings for all the aforesaid goods; computer hardware and downloadable software, namely, for the development, maintenance and use of local and wide area computer networks and parts and fittings for all the aforesaid goods; systems for reading memory cards, namely, electronic card readers, magnetically encoded card readers, smart card readers and systems for reading data in memories, namely, integrated circuit memory cards and banking card microchips and parts and fittings for all the aforesaid goods; downloadable electronic publications, namely, pamphlets, brochures, newsletters and magazines in the field of finance and parts and fittings for all the aforesaid goods; printing apparatus for data processing systems and financial transaction systems, namely, computer printers, laser printers, automatic tellers, cash dispensing machines and automated cash machines for financial institutions and parts and fittings for all the aforesaid goods; smart encoders and decoders and smart card information encoders and decoders, namely, electronic machines for reading credit cards and recording financial operations, smart card readers, card reading equipment, card readers for magnetically encoded cards, credit card encoding machines, electronic card readers, magnetic card encoding machines, magnetic encoded card readers which transmit financial related information over computer networks, with or without the presence of a physical smart card and parts and fittings for all the aforesaid goods; modems and parts and fittings for all the aforesaid goods; computer hardware and downloadable software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications devices; computer hardware and downloadable software for the creation of encryption keys, digital certificates, and digital signatures and parts and fittings for all the aforesaid goods; downloadable computer software for secure data storage and retrieval, namely, computer utility file storage programs and secure transmission of confidential customer information used by individuals, banking and financial institutions over the Internet and parts and fittings for all the aforesaid goods; computer hardware and downloadable software that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices, namely, chip card readers, bar code readers, magnetic coded card readers, magnetic encoded card readers, smart card readers and parts and fittings for all the aforesaid goods; downloadable computer software comprising a digital wallet to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards and parts and fittings for all the aforesaid goods; downloadable computer software comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information and parts and fittings for all the aforesaid goods; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers and parts and fittings for all the aforesaid goods; downloadable computer software for managing and verifying cryptocurrency transactions using blockchain technology and parts and fittings for all the aforesaid goods; downloadable computer software for generating cryptographic keys for receiving and spending cryptocurrency and parts and fittings for all the aforesaid goods; downloadable computer software for use as a cryptocurrency wallet and parts and fittings for all the aforesaid goods; downloadable computer software for blockchain-based inventory and supply-chain management and parts and fittings for all the aforesaid goods; downloadable computer software for accessing, reading, and tracking information in the field of financial transactions on a blockchain and parts and fittings for all the aforesaid goods; integrated circuit chips for use in mobile phones and NFC and RFID devices, namely, chip card readers, bar code readers, magnetic coded card readers, magnetic encoded card readers, smart card readers and parts and fittings for all the aforesaid goods; magnetic encoded cards and cards containing an integrated circuit chip in the nature of encoded smart cards all containing computer programs for use in electronic commerce for processing electronic payments; security encoded cards, namely, encoded identity cards and parts and fittings for all the aforesaid goods; encoded hologram impregnated cards, namely, bank cards, credit cards, debit cards, microchip cards, identification cards with embedded chips, all encoded, encoded prepaid credit cards and encoded gift cards and parts and fittings for all the aforesaid goods; magnetically encoded charge cards, bank cards, credit cards, debit cards, and chip cards for identifying particular users of computers and mobile phones, gift cards, prepaid credit cards, and payment cards and parts and fittings for all the aforesaid goods; banking cards, namely, magnetically encoded bank cards and bank cards using magnetic memories and integrated circuit memories and parts and fittings for all the aforesaid goods; payment card readers, namely, card readers for credit cards and debit cards; magnetic coded card readers, electronic data carrier card readers, electronic encryption units and parts and fittings for all the aforesaid goods; computer hardware and downloadable software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries and parts and fittings for all the aforesaid goods; downloadable computer software designed to enable smart cards to interact with terminals and readers and parts and fittings for all the aforesaid goods; computer chips embedded in telephones and other communication devices and parts and fittings for all the aforesaid goods; telecommunications equipment, namely, point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, financial institution and telecommunications industries and parts and fittings for all the aforesaid goods; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, banking and telecommunications industries and parts and fittings for all the aforesaid goods; radio frequency identification devices (transponders) and parts and fittings for all the aforesaid goods; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards, namely, magnetically encoded and integrated circuit enabled card readers; cash dispensing machines and parts and fittings for all the aforesaid goods

Business administration advisory services and information, advisory and consultancy services related to all the aforesaid services; business research investigations and information, advisory and consultancy services related to all the aforesaid services; commercial information agencies providing marketing and advertising information and information, advisory and consultancy services related to all the aforesaid services; presentation of goods on communication media for retail purposes, namely, promoting the goods of others through advertisements on Internet websites and information, advisory and consultancy services related to all the aforesaid services; price comparison services; organization of exhibitions for commercial or advertising purposes and information, advisory and consultancy services related to all the aforesaid services; marketing consulting services and information, advisory and consultancy services related to all the aforesaid services; market research services and information, advisory and consultancy services related to all the aforesaid services; tracking, analyzing, forecasting and reporting cardholder purchase behavior, namely, tracking spending habits and cash flow, purchase receipts tracking and categorization, and sharing and comparing financial information, namely, credit and debit card data and reports with others and information, advisory and consultancy services related to all the aforesaid services; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards and information, advisory and consultancy services related to all the aforesaid services; business administration of loyalty and rewards programs and information, advisory and consultancy services related to all the aforesaid services; commercial, industrial and business management assistance and information, advisory and consultancy services related to all the aforesaid services; business appraisals and information, advisory and consultancy services related to all the aforesaid services; advisory services for business management; preparation of statements of accounts and information, advisory and consultancy services related to all the aforesaid services; book-keeping and information, advisory and consultancy services related to all the aforesaid services; business research and information, advisory and consultancy services related to all the aforesaid services; public relations and information, advisory and consultancy services related to all the aforesaid services; retail services provided online and through mobile communications networks in connection with the provision of credit, debit, and payment cards and information, advisory and consultancy services related to all the aforesaid services; computer database management and information, advisory and consultancy services related to all the aforesaid services; compiling indexes of information about payment transactions, using blockchain technology and information, advisory and consultancy services related to all the aforesaid services; promoting concerts and cultural events of others and information, advisory and consultancy services related to all the aforesaid services; advertising, namely, advertising the goods and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and information, advisory and consultancy services related to all the aforesaid services; providing information, namely, price comparison information, product reviews and discount information regarding purchase of goods and services on-line via the Internet and global computer networks and information, advisory and consultancy services related to all the aforesaid services; financial records management and information, advisory and consultancy services related to all the aforesaid services

Computer hardware and software, recorded or downloadable, for facilitating and administering online payment transactions, banking, credit card transactions, debit card payments, automatic teller machine transactions, encoded prepaid payment card payment transactions, electronic funds transfer, processing electronic payment transactions, electronic processing and transmission of bill payment data, electronic cash transactions, transaction authentication, payment routing, detecting and monitoring fraud and encryption services, and parts and fittings for all the aforesaid goods; apparatus for the recording, transmission and reproduction of data including sound and images, namely, downloadable and recorded computer software for use in recording, transmitting, and reproducing image files and audio files, and parts and fittings for all the aforesaid goods; apparatus for tracking, management and analysis of financial accounts via a global computer network, namely, computer software for accessing financial accounts on the internet, and parts and fittings for all the aforesaid goods; computer hardware and software, namely, for the development, maintenance and use of local and wide area computer networks, and parts and fittings for all the aforesaid goods; systems for reading memory cards, namely, card reading equipment, and systems, namely, electronic machines for reading integrated circuit cards and encoded bank cards, and parts and fittings for all the aforesaid goods; magnetic encoders and magnetic decoders, and parts and fittings for all the aforesaid goods; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and mobile telecommunications devices, namely, computer software to allow users to perform online payment transactions, and parts and fittings for all the aforesaid goods; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) technology-enabled readers, near field communication (NFC) tags, near field communication (NFC) antennas, and radio frequency identification (RFID) tags, radio frequency identification (RFID) readers, radio frequency identification (RFID) stickers, and parts and fittings for all the aforesaid goods parts; computer hardware and software comprising a digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts, and parts and fittings for all the aforesaid goods; downloadable computer programs and application software for mobile phones and digital tablets comprising a digital wallet that allow users to access price-comparison information, product reviews, links to the retail websites of others, and discount information, and parts and fittings for all the aforesaid goods; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions, contactless presentation of loyalty credentials, and contactless redemption of coupons, rebates, discounts, vouchers and special offers, and parts and fittings for all the aforesaid goods; software application that allows merchants to deliver coupons, rebates, discounts, vouchers and special offers directly to the mobile telecommunications devices of consumers delivered through contactless radio frequency identification (RFID) and near field communication (NFC) systems, and parts and fittings for all the aforesaid goods; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers delivered through contactless radio frequency identification (RFID) and near field communication (NFC) systems, and parts and fittings for all the aforesaid goods; integrated circuit chips for use in mobile phones and near field communication (NFC) -enabled and radio frequency identification (RFID) -enabled devices, namely, tablet computers, and parts and fittings for all the aforesaid goods; prepaid payment cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; payment cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; reward cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; identification smart cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; credit cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; debit cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; bank cards encoded with security features for authentication purposes, and parts and fittings for all the aforesaid goods; prepaid payment cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; payment cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; reward cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; identification smart cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; credit cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; debit cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; bank cards encoded with security features for identification purposes, and parts and fittings for all the aforesaid goods; chip cards, prepaid payment cards, electronic data carrier cards, namely, identification cards with embedded chips, and parts and fittings for all the aforesaid goods; electronic encryption units, and parts and fittings for all the aforesaid goods; encoded credit cards, encoded debit cards, and parts and fittings for all the aforesaid goods; computer chips embedded in telephones and other communication devices, and parts and fittings for all the aforesaid goods; cash dispensing machines, and parts and fittings for all the aforesaid goods; computer peripheral devices and electronic goods, namely, calculating machines, electronic organizers, electronic notepads, pocket planners, mobile telephones, mobile telephone handsets, tablet computers, secure digital [SD] card readers and personal digital assistants (PDAs) and personal alarms, and parts and fittings for all the aforesaid goods; mouse pads, and parts and fittings for all the aforesaid goods.

Financial services, namely credit card services, debit card services, charge card services, pre-paid credit card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check cashing, deposit access and automated teller machine services, and information, advisory and consultancy services relating to all the aforesaid services; transaction reconciliation, cash management, credit consolidation services, financial information with respect to data repository and client profile information services, and related switching, gateway and funds movement services in the field of payment cards, electronic payment processing services, credit card transaction authentication and verification services, and information, advisory and consultancy services relating to all the aforesaid services; financial clearing, and debt settlement services, and information, advisory and consultancy services relating to all the aforesaid services; payment processing services, namely, charge card and credit card payment processing services, processing electronic payments made through prepaid cards, processing of electronic check payments, reimbursement payment processing, and information, advisory and consultancy services relating to all the aforesaid services; electronic processing of payments via a global computer network, and information, advisory and consultancy services relating to all the aforesaid services; payment verification services, and information, advisory and consultancy services relating to all the aforesaid services; value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, namely, digital currency exchange and transaction services for transferable electronic cash equivalent units having a specified cash value, conducted over public computer networks to facilitate electronic commerce, providing financial information, namely credit and debit card data and reports and electronic funds transfer, financial assessment and risk management services for others in the field of consumer credit, and information, advisory and consultancy services relating to all the aforesaid services; providing financial management information, financial planning information, financial investment information via a global computer network, and advisory services namely financial planning and investment advisory services, financial analysis consultation services, and information, advisory and consultancy services relating to all the aforesaid services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, credit card, debit card, and gift card payment services through wireless devices, namely, tablet computers, mobile phones, smart phones, and information, advisory and consultancy services relating to all the aforesaid services; the provision of financial services for the support of retail services provided on-line, through electronic networks, using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones, and information, advisory and consultancy services relating to all the aforesaid services; processing of financial payment transactions both on-line via a computer database, over the telephone, through wireless devices, namely mobile phones and at point of sale, and information, advisory and consultancy services relating to all the aforesaid services; processing services for financial transactions by card holders via automatic teller machines, and information, advisory and consultancy services relating to all the aforesaid services; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines, and information, advisory and consultancy services relating to all the aforesaid services; credit card transaction authentication services, namely, provision of services relating to the authentication of cardholders, merchants and financial institutions for payment card transactions, and information, advisory and consultancy services relating to all the aforesaid services; verification of financial information, namely, providing financial institution account information by telephone and online, and information, advisory and consultancy services relating to all the aforesaid services; remote payment services, namely, electronic remote check deposit services, and information, advisory and consultancy services relating to all the aforesaid services; provision of debit and credit services by means of radio frequency identification devices (transponders), and information, advisory and consultancy services relating to all the aforesaid services; provision of debit and credit services by means of communication and telecommunication devices, and information, advisory and consultancy services relating to all the aforesaid services; processing of credit and debit transactions by telephone and telecommunication link, and information, advisory and consultancy services relating to all the aforesaid services; the provision of financial services for the support of retail services provided on-line, through networks and other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones, and information, advisory and consultancy services relating to all the aforesaid services; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards, and information, advisory and consultancy services relating to all the aforesaid services; bill payment services provided through a website, and information, advisory and consultancy services relating to all the aforesaid services; on-line banking, and information, advisory and consultancy services relating to all the aforesaid services; financial management services provided over the telephone and by means of a global computer network or the Internet, and information, advisory and consultancy services relating to all the aforesaid services; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and wholesale locations, and information, advisory and consultancy services relating to all the aforesaid services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system, and information, advisory and consultancy services relating to all the aforesaid services; consulting services regarding payment solutions, banking, credit card transactions, debit card transactions and payment card transactions, and information, advisory and consultancy services relating to all the aforesaid services.

Financial services, namely credit card services; providing credit card, debit card, charge card and stored value prepaid card services; electronic wallet services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, and transaction authorization and settlement services; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies over a computer network; electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in virtual currencies over a computer network; issuance of radio frequency identification [RFID] credit cards and debit cards; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; bill payment services provided through a website; on-line banking services and online bill and fee payment services; financial services, namely payment card services, provided by means of a global computer network or the internet

Providing an online marketplace for corporate buyers and sellers of goods and/or services; providing online trade directory services for corporate buyers and sellers; interactive financial record-keeping services for corporate buyers and sellers for business and regulatory compliance purposes.

Financial services, namely, transaction and payment processing services, namely, processing of credit card payments, processing of debit card payments, processing of prepaid card payments, payment verification services, namely, credit card verification, debit card verification, prepaid card verification, transaction reconciliation services, namely, reconciliation of electronic bill payments, reconciliation of electronic credit card payments, reconciliation of electronic debit card payments, payment card authorization services, payment clearance and settlement services, namely, arrangement of clearing and settlement of bill payments via global communications networks

Computer hardware and software platform for use in facilitating and administering payment transactions by electronic means, namely, cash and foreign exchange transactions, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, namely, cash disbursement, transaction authentication, routing, authorization and debt settlement services, fraud detection and control, disaster recovery and encryption services

Business management and advisory services; business marketing consulting services; market research services; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs

Electronic data carriers in the form of magnetically encoded cards, namely, magnetically encoded credit cards, magnetically encoded debit cards; forms, periodicals and cards namely, credit, debit and charge cards; pamphlets, brochures, newsletters, decals and magazines.

Credit, debit and charge card services, cash disbursement services and transaction authorization and settlement services, namely, credit and debit card services, charge card services, credit and loan services, credit inquiry and consultation services, payment card services, cheque cashing services, cash management services, credit card transaction processing services, cash and foreign exchange transactions, financial services, namely, debt settlement.

Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value; electronic credit and debit transactions, bill payment and presentment services, cash disbursement, and transaction reconciliation, consolidated funds settlement services, settlement/reconciliation; electronic payment processing services; value exchange services, namely, secure electronic cash transactions over public computer networks to facilitate electronic commerce and electronic funds transfer; providing financial information, namely credit and debit card data and reports; dissemination of financial information via a global computer network; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; payer authentication services.